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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
75% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy account with good rates.

5
Easy to use account with good rates. The only issue is there is not instant transfer for moderate amount of money into my own linked bank account. Surely this is a standard banking practice in 2025 and sometimes waiting extra time when you need to pay a large bill it’s very frustrating. Reviewed on: 12th March 2025

Best user friendly bank

5
Easy to contact and to operate the account. Best rates of interest. Free and limitless withdrawals. Reviewed on: 12th March 2025

Very satisfied customer of many years .

5
Very satisfied customer of many years . Prompt correspondence, customer service and online services Reviewed on: 12th March 2025

Service and Rates

5
Very good telephone customer service. Good interest rates. Reviewed on: 12th March 2025

Solid returns 1st class account access

5
RCI offers me the perfect balance of access to my money and return on my investment with an easy to use and comprehensively functional mobile app. Reviewed on: 12th March 2025

Excellent savings bank

5
We have been customers for years, there has never been a time when they have let us down. They are very efficient in communications, and looking after our savings. The on line banking is easy to use in everything you need to do Reviewed on: 12th March 2025

A great place for accessible savings

5
All transactions, both deposits and withdrawals, have taken place very smoothly, especially since becoming part of the Faster Payments service. The interest rate is also better than most. Reviewed on: 12th March 2025

Best online bank to deal with

5
My friend recommended RCI bank and they have been great. Not only for a great interest rate but so easy to withdraw my money if I need it. Reviewed on: 12th March 2025

So far so good.

4
So far so good. I am quite pleased with everything. What else don you want me to tell you there is not much else to say Reviewed on: 12th March 2025

Simple and reassuring.

5
I have never had an issue with any contact I have had with RCI which makes things so easy. Thank you. Interest rates are very competitive too. Reviewed on: 12th March 2025

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