Smart Money People Logo

Saga: Car insurance reviews

4.88
Based on 9,558 reviews, last reviewed 24th Mar 2026
75% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026
Jamie S's avatar
Jamie S

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

Car insurance excellent service

5
Excellent customer service if you need them for anything further they help you and they sort it straight out brilliant job thank you very much I’ve been with them for 16 years Reviewed on: 29th September 2021

First class!

5
First class service! Extremely friendly, helpful and knowledgeable customer service advisors. None are 'pushy' and all take time to explain everything. I've used Saga for a few years now, and I'm a committed customer. It's really good to know the head office is in Folkestone Kent - (great place to live, I know it well). Carry on as you are Saga! Reviewed on: 29th September 2021

Great service.

5
Up dated my breakdown cover was dead simple. Reviewed on: 29th September 2021

Competitive rates.

5
Very happy with quotes i receive, customer services are always very helpful. Reviewed on: 29th September 2021

Value for money

5
I switched to Saga's car insurance as it offered me the same cover as other companies, better road side assistance and for a much lower premium. I have had to call roadside assistance on one occasion and my problem was resolved promptly by a polite, pleasant and patient assistant. I don't think I ever need to look elsewhere to insure my car. Reviewed on: 29th September 2021

Excellent service and good advice

5
I have used Saga for my car and home insurance for several years, for the past 3 years I have been very satisfied Reviewed on: 29th September 2021

Gives you what you need at a reasonable price.

5
The Saga website is easy to navigate and find what you want. Their products are competative in content and price. Their Insurance gives you what you need at a reasonable price. Reviewed on: 29th September 2021

Professional and comprehensive service at a fair price

5
Staff always helpful and efficient. Having insurance cost fixed for three years is a real bonus Reviewed on: 29th September 2021

Safe and reliable

5
Good sound company. You get what you pay for. Reviewed on: 29th September 2021

Good service and continuity.

4
When renewal time came around there was no haggling for a better price, my premium just rolled over. Reviewed on: 29th September 2021