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Santander: Basic current account reviews

Name: Basic current account
Rating: 4.1 (323 reviews)

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4.10

Based on 323 reviews, last reviewed 6th Apr 2026

1300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

20%

13%

11%

Latest highest rating:

5

Simple banking without frills, fluff or fees I have been with Santander for many years, a legacy from Alliance & Leicester. My current account offers straightforward simple banking without unnece... Read more Reviewed on: 6th April 2026

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025

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About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Basic current account reviews (323)

Review of the Santander, Basic current account:

Great Bank

I have been with them for years, always find them great, even the call centres :) Reviewed on: 22nd November 2019

Satisfied with Santander

After having a number of different current accounts with various banks I finally switched to Santander, tempted by the cashback for switching and because of the poor service I'd received from HSBC. I've been with Santander for years now and am very happy with their service. Reviewed on: 13th February 2016

Ok but not customer friendly

Been with Santander a long time and been stitched up several times with charges and overdraft rates,when ever you go in branch there is always a long queue as they deal with a lot of stuff at the counter not just paying in/out. Reviewed on: 13th February 2016

Really helpful and kind in branch

Changed my name on my account and the assistant was very helpful and we had a good chat :) Reviewed on: 13th February 2016

Great call centre staff

I absolutely love my bank! I have been with Santander for over 20 years, when it was Abbey National. Their online banking is secure, efficient and easy to use. Their telephone banking service is exceptional! The really great thing about it is that when you call you are put straight through.... To a REAL PERSON . The call centre staff are professional, helpful and friendly. They are never pushy. In one occasion when I got into a bit of a muddle they were sympathetic and understanding and refunded bank charges to improve my situation. They offered good intentioned advice without coming across as patronising, for which I was really great full as I wasn't feeling particularly great at the time. The staff in my local branch are also excellent and you always get seen quickly. I recently went into my husbands bank where there was a "hostess" person welcoming you into the bank, a number of suited banking exec types walking around looking important but not particularly busy! One extremely harassed counter clerk faced with a massive queue and a happy little fellow moving up and down the queue apologising for the delay!! How does that work??!! I'll stick with Santander thank you very much Reviewed on: 11th February 2016

Wouldn't change!

I love my bank every branch I been in I've been served with a smile and walked away happy. The online banking and telephone banking is quick and easy too. Wouldn't change bank! #TeamSantander Reviewed on: 11th February 2016

Great security

Love my bank Santander always send me a text to confirm an unusual transaction - great security Reviewed on: 11th February 2016

Urge no-one to ever get a joint account

I can't stress how terrible Santander are and how much I now loathe them and their terrible policies. Though I can't fault some of the lovely people I have spoken to in branch, they have been extremely unhelpful in helping me with a joint bank account I had with my ex-husband and despite having a legal agreement through the courts, and being in an abusive relationship they are allowing him to still use this account and run up thousands of pounds of debt in it. Ridiculous! I would urge no-one to ever get a joint account as it will cause you endless worry and stress in the long run. Especially not with Santander! Reviewed on: 31st January 2016

I love my bank

Every branch I been in I've been served with a smile and walked away happy. The online banking and telephone banking is quick and easy too. Wouldn't change bank! #TeamSantander Reviewed on: 31st January 2016

Easy online banking

Easy online banking with no problems, easy page set ups to access your bank account detials including saving and mortgage. My account was old Alliance and Leicster account and I'm sure its not got the best interest rates but as a basic current account its good Reviewed on: 28th January 2016

A good all round current account.

I have a basic current account with Santander and it's a case of what you see is what you get. It's no frills and what I need to get by with day to day banking. I've had contact with Santander both in person and via the telephone and have had good sound advice every time. If I have a problem they just sort it out. I'm not the sort of person who wants the hassle of cashback or links to other accounts or mortgages so this is the perfect account for me. A good solid bank account for people who don't want to mess about. Reviewed on: 15th January 2016

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