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Santander: 123 Current Account reviews

Name: 123 Current Account
Rating: 4.19 (1227 reviews)

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4.15

Based on 1,227 reviews, last reviewed 17th Sep 2024

17% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Great Bank One of the few banks that offer an account with a low minimum pay in each month, I have banked with them for over 40 years and never had a problem, th... Read more Reviewed on: 24th August 2024

Latest lowest rating:

1

Not a save bank! Lost a lot of money because of them! Some time ago, I had Open Bank block my account there because suspicious debits were being attempted. A week after the account was blocked, Open Bank ... Read more Reviewed on: 17th September 2024

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

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Santander 123 Current Account reviews (1227)

excellent for a £2 fee

Decided to change to Santander from NatWest - used there switching service which was effortless and no hassle to me. My husband wages go in and my direct debits are set up so I know I receive my cashback and after taking fee up I make £8 a month near enough which is brilliant for doing nothing Reviewed on: 9th August 2015

Brilliant

Took me years to move to Santander 123 Current Account simply because I did not feel it was ethical to charge for a current account. How wrong was I not to move my current account earlier. Been with Santander 123 Current Account now for 8 months-simply fantastic to be able to earn money simply by paying your bills;which more than offset the £2 monthly fee. You also get a great rate of interest on up to £20000 at 3%. Reviewed on: 9th August 2015

Special account

Can't rave enough about this account! Helpful service and great that I get cashback on some bills too! I used to use Lloyds so the switchover to Santander was really painless and took just 7 days. I would urge anyone thinking of switching accounts to look at this account. Reviewed on: 3rd August 2015

Easy to switch and great account

I wasn't sure about switching to the 123 account as it sounded like a bit of hassle, but it is the best thing I've done. Was really easy to switch and the benefits you get with this account are really worth it Reviewed on: 17th July 2015

Outstanding product

I can't rave enough about how clever the 123 current account is. There is a 2 pound monthly fee, but this is more than made up for by the better savings rate on offer and cashback on household bills makes it really clever...cash back on bills is a nice feeling. Reviewed on: 10th June 2015

Outstanding

I recently switched to the 123 account and believe this to have been a great decision. Staff are friendly, and the account has lots of nice surprises, like cashback on bills! The switch was also very easy. Reviewed on: 29th May 2015

Fantastic bank account.

I opened this account over a year ago and couldnt be happier. Staff are friendly and willing to help. 3 percent interest is great too. Reviewed on: 7th May 2015

Amazing, love the card!

I have contactless and it was awesome and easy to use. I love using my card to just swipe for a sandwich or packet of crisps! Reviewed on: 28th April 2015

Fantastic cashback on the services I already use.

Santander have a reputation for less than great customer service. In my experience this couldn't be further from the truth. The staff in my branch are friendly and welcoming and I can always book an appointment with a colleague to discuss my needs. The 123 cashback on direct debits always outweighs the £2 monthly fee on my account and up to 3% on balances beats even the most enticing of ISAs at the moment. Reviewed on: 28th April 2015

An excellent product, offering a competitive interest rate and cashback bonuses on direct debits

An easy to open account with clear terms and conditions, this is a competitive product with a good interest rate for a current account. Good app for internet banking and telephone banking out of hours. A good overall product Reviewed on: 27th April 2015

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