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Santander: Business Current Account reviews

2.08
Based on 95 reviews, last reviewed 22nd Jan 2026
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Latest highest rating:

4

Free business banking! Free business banking! Enough said! Reviewed on: 5th February 2025
James C's avatar
James C

Latest lowest rating:

1

Awful bank, stick clear The selling points, terms and conditions only apply to you, they can lie, cheat, mislead, mess you about, but the selling point of their free forever ... Read more Reviewed on: 12th December 2025
vince's avatar
vince

About this product

The Santander Business Current Account is designed for both start-ups and established businesses. Ideal for everyday business banking needs, the account charges a low monthly fee and has arranged overdraft options.

Finding the right bank account to manage your business's finances can be difficult with so many on the market. We collect Santander Business Current Account reviews to help you make an informed decision. Read about genuine experiences from other business owners to learn more about the account.

Find out why customers chose the Santander Business Current Account and learn more about the sign-up process. Find out what features the mobile banking app has. Read about genuine experiences with the customer service team to learn how swiftly Santander solves its customers’ concerns. All of this and more can be found in our Santander Business Current Account reviews.

If you do your business banking with Santander, share your experience with others on Smart Money People. How long have you had your Business Current Account and have you been satisfied so far? What is your favourite feature of the account and is there anything you feel could be improved? Have you encountered any issues with the account, and if so, how well did Santander resolve them? Would you recommend the account to other business owners? Whether good or bad, write an honest Santander Business Current Account review today. Together, we can help people like you make better financial decisions.

Santander Business Current Account reviews (95)

Review of the Santander, Business Current Account:

The kings of contradiction!

1
The kings of contradiction! Having been a loyal business customer of Santander for several years, I was unfortunately the victim of a scammer, involving the use of bank transfer to make payment, it is a rather long story, but it involved many calls back and forth to Santander, along with lines such as "The security team do not wish to speak to you" "We will call you back later today" (and never did) "We will call you to tell you the outcome of reclaiming the funds" - They sent a letter instead 3 days later. After all that, my money was gone. I have complained several times, and this has fell on deaf ears, constantly - I was even sent a letter by one of their customer service team, inviting a response back from me for any further information, I sent the letter, and had no reply! Not even an acknowledgement, a month later I re-sent the letter, again, no response, no acknowledgement, this is a financial institution ignoring customers. Their social media team is also full of lip service, say one thing, do another. The disappointment I have with this bank is an understatement, and I will be looking to move away from Santander as soon as possible. If anyone of their Representatives ever reads this, make sure you actually do what you say you will do, rather than say one thing and do another, this is peoples lives you are messing with. Reviewed on: 6th October 2017

Amazing service

5
Great service, everything is so quick and simple and quickly accessible. Reviewed on: 15th January 2016

Santander business banking- an absolute gem of an account!

5
I use Santander business banking and from day 1 to now I have received exceptional service. I was able to set up my account online simply and efficiently which is great for someone who works long hours and cannot get to the branch easily. My online banking and card arrived very quickly also with easy to understand instructions. The online banking tool is amazing- very sleek and easy to use- I would recommend this account and Santander to anyone! Reviewed on: 15th January 2016

Froze our account without notice and are still denying us access to our monies!

1
Our Digital Currency platform had a Business Acct with Santander. 4 months after launch our account was frozen without warning by Santander, so that we could no longer transact with our customers. The reason given was we are trading in Digital Currency, which is surprising as this is our main business activity and was part of the initial plan the local branch mgmnt approved! Access to funds in our account is still being denied and Santander are providing no answers and have yet to respond to our formal complaint. Our business is in limbo until this is sorted out, i therefore could not recommend Santander to any SME Reviewed on: 2nd December 2014

Average

3
Santander don't have bank charges which is suitable for a small freelancer. The website is unwieldy, It wouldn't allow me to make transactions. For comparison my nationwide personal account has been problem free, making transaction is simple and easy. Reviewed on: 10th November 2014

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