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Scottish Building Society: Savings reviews

4.89
Based on 3,097 reviews, last reviewed 16th Feb 2026
42% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Treated with respect and patience . Very helpful and friendly in their office in Inverness and staff answering my phone questions were also very helpful and cheery Reviewed on: 16th February 2026
Diana 's avatar
Diana

Latest lowest rating:

1

Very poor communication and service to members Moving account after drop in interest rate. Delay in contact me on day of maturity so delay in receiving money. Then request copy of my bank statement... Read more Reviewed on: 4th February 2026
JENVY's avatar
JENVY

About this product

Scottish Building Society have a wide range of savings accounts to choose from.

Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some can be opened with just £1.

Scottish Building Society’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Scottish Building Society before, you can also leave a review and share your experience.

Scottish Building Society Savings reviews (3097)

Review of the Scottish Building Society, Savings:

First Time

5
Fast,friendly and efficient in processing the opening up of a Trust account Reviewed on: 10th December 2021

Very good service

5
Very helpful. Answered all my questions. Reviewed on: 31st December 2025

Very good service

4
I would like to see the interest rate for fixed bonds/ISAs indicated on the passbook. Reviewed on: 31st December 2025

Efficient, organised, classy

5
I am pleased to now be a member of the Society. It feels like an old-fashioned Society with a passbook issued and plenty of paperwork delivered. I had to apply for a cheque book to open the account which is a bit old skool, love it though. Reviewed on: 31st December 2025

Local customer service

5
We love the old-fasgioned customer service in the Troon branch. Staff are prepared to go the extra mile. Very pleasant and helpful staff. We like that we have the choice to us the online service. We prefer the nice welcome we get with a face-to-face meeting in branch. Reviewed on: 31st December 2025

Great interest rates

5
I felt that the product was explained to me very well. All of my questions were answered. I look forward to receiving my welcome pack. Reviewed on: 31st December 2025

In branch service review

5
Patient and knowledgeable staff. Reviewed on: 31st December 2025

Professional, knowledgeable, friendly

5
The staff are friendly. Up-to-date knowledge of savings, sharing this knowledge in an understandable, concise way. Answering questions, awareness of products. Informal but professional atmosphere. Always supportive. Reviewed on: 31st December 2025

Very good

5
I like the service by post and passcard. Reviewed on: 31st December 2025

Excellent, helpful staff

5
Nothing could be improved. Really like the staff and branch at Galashiels which is the one I use. Would like a better rate on the ISA, but maybe you cannot compete with bigger building societies. Reviewed on: 31st December 2025

In branch service review

5
Excellent customer service and competitive savings rates. Reviewed on: 31st December 2025

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