Write a review

Newsletter

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18627 reviews)

View other StepChange products

4.92

Based on 18,627 reviews, last reviewed 15th Jun 2026

187700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

Thank you Stepchange

I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

Step change took me from mentally lost, angry, frust...

Step change took me from mentally lost, angry, frustrated, and at breaking point to a more relaxed person over a period of time. Yes debt is frightening but once I got my pride out of the way and asked for help it was a step up the ladder. Phoning stepchange did make my feel embarrassed and a failure talking to them but they made me realise that I'd made the first step to feeling better about myself and with their help I would feel more better about myself and not feel I wasn't coping alone. This helped me, but not just myself but also my family who saw eventually a more relaxed person about my financial situation. I'm not saying it's easy but it is overwhelming to have the great weight lifted from your shoulders. Over time they review things and work for you and not your debtors. If you are struggling with payments via stepchange their review allows you to reduce your payments if that's what you need for you. Remember they are all about YOU!! The hardest part as I found was making the first phone call and must have put it off for about 6 months telling myself, I can cope, just juggle this and that this month and next month things will be better. No sorry that just didn't work. My stepchange payments have gone up and down over time due to work situations so unlike paying debtors you don't get overwhelmed again and everything feels manageable again and you can claim your life back. Reviewed on: 1st May 2024

Very helpful

Excellent customer support and very empathetic service. Reviewed on: 1st May 2024

I owed £33k and had defaulted on payments just afte...

I owed £33k and had defaulted on payments just after Covid, I thought there was no way out , I contacted step change and they helped me sort my debts out, 3 years on I have paid half of it back , I now have a life and don’t live in fear everyday of creditors contacting me. They saved my life! Reviewed on: 1st May 2024

Stepchange helped Save my life

I was in a difficult situation and became deeper and deeper in debt. They saved my life. Thought there was no hope. Friendly staff very empathetic and understanding Reviewed on: 1st May 2024

THEY HAVE REALLY HELPED ME WHEN I WAS CLOSE TO LOSIN...

THEY HAVE REALLY HELPED ME WHEN I WAS CLOSE TO LOSING MY HOME BECAUSE MY IVA REQUEST WAS REJECTED. Reviewed on: 1st May 2024

Free and Amazing Debt Support

I went to Stepchange when I couldn’t afford my loans, store cards, student loan, catalogue and other unsecured debts and from the minute I did they were amazing. I thought they would judge me but they didn’t. I collected all the letters from debt collection agencies and they went through everything and now I’m paying them an affordable amount each month and all the calls letters and default notices have stopped. Please just contact them I had nearly 30th in unsecured debts and there is nothing they can’t help with even ccj’s. It’s the best thing I ever did. Just call them nothing is too difficult for them to help you with Reviewed on: 1st May 2024

Stepchange

After being left with unmanageable debt and all the stress and worry that goes with it, Stepchange, CCCS at the time, have helped me through. I am very close to being debt free and will be forever grateful for the help and support received. Reviewed on: 1st May 2024

Step Change have given me peace of mind .

Step Change have given me peace of mind . Reviewed on: 1st May 2024

Way Out 2018!

I got into debt through trying to help a family member and the credit card companies increasing your limit without asking! StepChange took charge, handled everything and lifted the worry right off my shoulders! Reviewed on: 1st May 2024

Excellent Stepchange support.

Without Stepchanges help I would not have survived. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from National Debtline 4.40 from 66 reviews
Debt advice
from My Debt Plan 4.82 from 377 reviews
Debt solutions
from Back2Credit 4.87 from 2115 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 4.26 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub