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StepChange: Debt advice reviews

4.92
Based on 18,627 reviews, last reviewed 15th Jun 2026
187700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026
Ionic SpringTree's avatar
Ionic SpringTree

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Brilliant

5
They put me totally at ease and helped me manage my debt. I was so embarrassed Reviewed on: 1st May 2024

Easy to found and practical use of the service

5
Well o was lost on my debits and the easy way of your website make all my worries to have a roof and allow me to start learn about the manage of the monies Reviewed on: 1st May 2024

Helpful agents

5
Very helpful agents and take to listen to your issues Reviewed on: 1st May 2024

I’m really grateful for this service help a lot with...

5
I’m really grateful for this service help a lot with in situation of deck great costumes service and great people like to help in our financial situation Reviewed on: 1st May 2024

I live a financially balanced life thanks to StepCha.

5
I live a financially balanced life thanks to StepChange. The advisors are fantastic and unbiased and reassuring at all times. I honestly don’t know how I’d have coped without them helping with a simple assessment and easy to access online hub Reviewed on: 1st May 2024

Not always had my issues resolved

3
Not always had my issues resolved Reviewed on: 1st May 2024

A weight off my shoulders

5
By the time the customer contacts Stepchange they are experiencing such stress, and in such a dark place about finances that it is overwhelmingly depressing, and feels as though the situation can never be improved Reviewed on: 1st May 2024

Helping me out of debt.

5
Helping me out of debt without losing my home. Managed to stop interest on debts. Thank you Reviewed on: 1st May 2024

Genuinely caring and non-judgmental.

5
Stepchange were so caring and non judgmental when I first made contact. I was really worried about my situation and felt completely relieved, in control and optimistic for the future having had the advice and a plan drawn up by them. Honestly, I feel so glad and grateful for their help and assistance, knowing that should anything in my circumstances change, they are there to help me find a solution. Cannot recommend enough. In fact, I have recommended to several people I know. Reviewed on: 1st May 2024

Right from the start great customer service helpful...

5
Right from the start great customer service helpful advice and guidance any problems solved without dramas Reviewed on: 1st May 2024