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Tesco Bank: Home insurance reviews

2.76
Based on 118 reviews, last reviewed 22nd Jan 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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14%
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3%
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2%
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47%

Latest highest rating:

5

Extremely straight forward sign up and staff were in... Extremely straight forward sign up and staff were incredible. Reviewed on: 22nd January 2026
Ross's avatar
Ross

Latest lowest rating:

1

legal scamming , beware buildings home insurance. even though2 people from tesco one of them a surveyor agreed it was storm damage and the builders that fixed it said it as ... Read more Reviewed on: 12th May 2025
richy d's avatar
richy d

About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Home insurance reviews (118)

Review of the Tesco Bank, Home insurance:

insurance rip off !

1
I call Tesco home insurance to make a claim on my house They sent a surveyor in to inspect the damage and told me the claim will fail . He said Tesco are very strict about claims. So I told him what is the point of me paying them several hundred pounds a year for insurance cover. So what do they cover ?? cover their profits ? for next year renew its best if they pulled up a chair sit and wait for my phone call could be a long wait !!!! In the end i win they will loose . they will loose thousands from my shopping and petrol with them . Also public will see this review will think again about buying insurance with Tesco . 1 bad review will cost you. You not very good at business strategy !!! Reviewed on: 12th October 2024

Great

4
Easy to setup and a great price. Reviewed on: 4th July 2017

Good renewal price

4
As it's my first renewal for home insurance I thought I might have to play the renewal price game, but Tesco gave me a fair renewal price in line with any other company, and the renewal was painless. I've knocked a point off as last year's payment credit card had expired, and I have to call to update to a new one as opposed to just entering online which is mildly annoying. Reviewed on: 27th June 2017

Fantastic service

5
Trustworthy company. Brilliant customer service and good prices. Highly recommended. Reviewed on: 11th June 2017

Affordable and easy to set up

5
Setting up my home insurance with Tesco was simple and quick for such an affordable price. I will definitely continue to use them. Reviewed on: 31st May 2017

TV accident.

5
I had an accident with my tv and it was sorted out by Tesco and I got a replacement within 2 weeks Reviewed on: 11th October 2016

Perfect service when needed after accident

5
Only ever needed to claim once in thirty plus years of insurance Due to an accident in the house they were great on the phone Organised claims assessors to visit and payment was very quick Reviewed on: 6th September 2016

UKs only Customer Service

5
The service from the tesco team had been faultless on every single occassions Reviewed on: 22nd August 2016

Great Customer Service

5
Phoned up to add on to existing policy and they did it and didn't charge me any extra for it, a big bonus it that it is a UK call centre. Reviewed on: 17th August 2016

Tesco are the best

5
It was quick and easy to get house insurance. I just signed up online and got a quote which I saved. I decided to take out the insurance the next day as the quote was very competitive. Reviewed on: 12th August 2016

Cheap and efficient

4
Staff were very friendly on the phone and helped me to choose the correct product for me. Also very reasonable price in comparison to other companies. Reviewed on: 3rd August 2016

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