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Tesco Bank: Pet insurance reviews

3.53
Based on 114 reviews, last reviewed 14th May 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
43%
See only 4 star reviews
13%
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4%
See only 2 star reviews
8%
See only 1 star reviews
32%

Latest highest rating:

5

Thanks Tesco for an amazing service. Tesco pet insurance was there when i needed then. My boy hurt himself and could not but any weight on his front left paw. He needed Xray's which did n... Read more Reviewed on: 14th May 2026
jaytom's avatar
jaytom

Latest lowest rating:

2

Outrageous increase in premium after making a claim This is not an easy review to write as for six years we had been satisfied with the premiums and the service received. Unfortunately, as with other re... Read more Reviewed on: 2nd May 2025
Mike H's avatar
Mike H

About this product

Tesco Insurance offer pet insurance policies to cover dogs and cats.

There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder you get a guaranteed discount. Tesco Pet Insurance includes vetfone where you can get advice for your pet, whenever you need it.

Tesco pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Insurance before, you can also leave a review and share your experience.

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Tesco Bank Pet insurance reviews (114)

100% price increase on renewal

1
I insure both of my dogs with Tesco Pet Insurance and have never had a claim. Just got my renewal quote and they have double the premiums to £618 a year for absolutely no reason. How do they think people can afford those sort of premiums? Absolute rip-off. I have to go find another insurance company but now with dogs that are older. Tesco gave me the impression that they wouldn't increase the premiums much as the dogs got older but that certainly is not the case. If they had been transparent about this from the start I would never have taken out a policy with them. They are a complete rip-off. Reviewed on: 25th November 2020

Fab

5
great price, helpful and kind. I love tesco so much Reviewed on: 16th September 2020

No problems.

5
Filled form in, and vets filled in then sent it off. Paid my excess and vets paid out within 2 to 3 weeks. Vetphone were ok. Sadly when it came to euthanasia and cremation vets filled in the form and sent it off. I paid in full (knowing wouldn't get back excess fee and paperwork cost) within two weeks they had paid out the full £200 as advertised and stated. Reviewed on: 7th September 2020

Easy to use and good value

5
Really easy to get a quote, best rates and no issues when needing to make a claim - very easy to get in touch with too. Reviewed on: 7th September 2020

No recommend at all

1
I never made any claims but every year paid more and more this year had enough when they expected me to pay half of the money more insurance payments have gone from nearly £20 to nearly £30 and when I have cancelled they told me to pay nearly £34 final payment but for what I'm asking i have found new one similar condition and lots cheaper..would never recommend..cheaters ..if I could I would give zero star Reviewed on: 17th August 2020

Rip off renewal

1
Premium for our dog insurance was ok for first year but 50% hike on renewal. Customer “service” said this was due to vets in area putting charges up and the age of the dog meaning more likely to get sick. Dog is two!! Hardly geriatric and less likely to need treatment than a one year old as now neutered and less bouncy. As for vets...... insurance for my other dog (12) with Animal FrieNds went up by only 10%, despite his age. We’ve made no claims so can only suppose Tesco only want to keep customers who don’t check renewal prices. Reviewed on: 9th August 2020

Fantastic service

5
I don't usually praise an insurance company but Tesco Pet Insurance have been amazing! They processed my claim so quickly and unlike other companies did cover me for Euthanasia and Cremation costs for my pet no quibble no problems ❤️. Its only when you claim you find out if they are any good or not. Well top marks I'm proper impressed x Reviewed on: 31st July 2020

Good customer service

4
Good customer service but no loyalty and quite a price increase hence switched to another provider . Reviewed on: 26th June 2020

30% increase year on year

2
My dog's insurance has gone up 30% last year, 30% this year .. I was told it was due to his age (I've never claimed). I'm now putting money into a savings account instead of giving them £98 a month. Reviewed on: 17th June 2020

Fluffy

5
Fantasic customer service. Especially in this scary times. Well done tesco bank Reviewed on: 10th June 2020

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