Write a review

Go to business site

Tesco Bank: Pet insurance reviews

Name: Pet insurance
Rating: 3.23 (112 reviews)

View other Tesco Bank products

2.92

Based on 112 reviews, last reviewed 7th Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

42%

13%

33%

Latest highest rating:

4

Very good service and easy to actually speak to some... Very good service and easy to actually speak to someone which is a rarity in those day and age. The operator was very sympathetic with our situation a... Read more Reviewed on: 5th September 2025

Latest lowest rating:

2

Outrageous increase in premium after making a claim This is not an easy review to write as for six years we had been satisfied with the premiums and the service received. Unfortunately, as with other re... Read more Reviewed on: 2nd May 2025

Read all reviews Write a review

About this product

Tesco Insurance offer pet insurance policies to cover dogs and cats.

There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder you get a guaranteed discount. Tesco Pet Insurance includes vetfone where you can get advice for your pet, whenever you need it.

Tesco pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Insurance before, you can also leave a review and share your experience.

Review Tesco Bank: Pet insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Pet insurance reviews (112)

No problems.

Filled form in, and vets filled in then sent it off. Paid my excess and vets paid out within 2 to 3 weeks. Vetphone were ok. Sadly when it came to euthanasia and cremation vets filled in the form and sent it off. I paid in full (knowing wouldn't get back excess fee and paperwork cost) within two weeks they had paid out the full £200 as advertised and stated. Reviewed on: 7th September 2020

Easy to use and good value

Really easy to get a quote, best rates and no issues when needing to make a claim - very easy to get in touch with too. Reviewed on: 7th September 2020

No recommend at all

I never made any claims but every year paid more and more this year had enough when they expected me to pay half of the money more insurance payments have gone from nearly £20 to nearly £30 and when I have cancelled they told me to pay nearly £34 final payment but for what I'm asking i have found new one similar condition and lots cheaper..would never recommend..cheaters ..if I could I would give zero star Reviewed on: 17th August 2020

Rip off renewal

Premium for our dog insurance was ok for first year but 50% hike on renewal. Customer “service” said this was due to vets in area putting charges up and the age of the dog meaning more likely to get sick. Dog is two!! Hardly geriatric and less likely to need treatment than a one year old as now neutered and less bouncy. As for vets...... insurance for my other dog (12) with Animal FrieNds went up by only 10%, despite his age. We’ve made no claims so can only suppose Tesco only want to keep customers who don’t check renewal prices. Reviewed on: 9th August 2020

Fantastic service

I don't usually praise an insurance company but Tesco Pet Insurance have been amazing! They processed my claim so quickly and unlike other companies did cover me for Euthanasia and Cremation costs for my pet no quibble no problems ❤️. Its only when you claim you find out if they are any good or not. Well top marks I'm proper impressed x Reviewed on: 31st July 2020

Good customer service

Good customer service but no loyalty and quite a price increase hence switched to another provider . Reviewed on: 26th June 2020

30% increase year on year

My dog's insurance has gone up 30% last year, 30% this year .. I was told it was due to his age (I've never claimed). I'm now putting money into a savings account instead of giving them £98 a month. Reviewed on: 17th June 2020

Fluffy

Fantasic customer service. Especially in this scary times. Well done tesco bank Reviewed on: 10th June 2020

Excellent

Excellent , service and response to my claim for my dog , very efficient , claim went through straight away , first claim to myself ,,second direct to vet . Reviewed on: 16th March 2020

Unclear terms and conditions

We were very disappointed with our experience. It seemed like more energy was put into trying to avoid a claim than providing any sort of service. Beware that there is an exclusion for “diagnosed behavioural problems” in the small print but apparently your costs incurred in getting to a “diagnosis” are not covered. This disparity was pointed out to the insurer and I was helpfully told they had come across this issue before but it seems had not sought to clarify this to their customers. Tesco - if you wish to exclude something then how about using plain English namely “we do not cover cost incurred in the diagnosis of and treatment for behavioural problems”. That wasn’t hard was it! Reviewed on: 25th January 2020

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Pet Insurance
from Vetsure 4.00 from 1 reviews
Pet Insurance
from Howden 0.00 from 0 reviews
Pet Insurance
from InsureandGo 0.00 from 0 reviews

Want to see more from Tesco Bank?

Life Insurance
from Tesco Bank 4.40 from 2 reviews
Current Account
from Tesco Bank 4.38 from 68 reviews
Instant Access Savings
from Tesco Bank 4.00 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub