Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

91% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews See your review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19912)

Review of the Vanquis, Credit builder credit card:

Have always been flexible and fair to deal with.

Have always been flexible and fair to deal with. Providing support when needed and open to amending my credit limit responsibly Reviewed on: 3rd May 2024

Starts good but the interest is quite high

Starts good but the interest is quite high Reviewed on: 14th July 2025

I have great experience and this card is the best cr...

I have great experience and this card is the best credit card ever Reviewed on: 14th July 2025

customer service extremely helpful.

customer service extremely helpful. i had an issue where i was scammed online. and this issue was dealt with efficintly. Reviewed on: 14th July 2025

Simple, easy to use app.

Simple, easy to use app. Good interest rates. Replaced my lost card quickly. No faults. Reviewed on: 14th July 2025

Very good did not wait long for my card I would reco...

Very good did not wait long for my card I would recommend anyone Reviewed on: 14th July 2025

Vanquis has been an excellent credit company i have...

Vanquis has been an excellent credit company i have ever seen and using vanquis credit card has saved me alot from financial problems. Reviewed on: 13th July 2025

Financial debt help

I have had Vanquis for a long time however when I got into trouble with money they were not very understanding and helpful towards paying back what I owed. Made it very difficult for me to get financially stable. Reviewed on: 13th July 2025

Enjoyed good experience, but need to add chat servic...

Enjoyed good experience, but need to add chat service for help and customer support Reviewed on: 13th July 2025

Very useful

I have nice experience, used when I been in holidays and never have any problems! Reviewed on: 13th July 2025

Reliable and helpful for building credit

5/5 – Reliable and helpful for building credit I've been with Vanquis for over 10 years and have always had a positive experience. When I first signed up, I was looking for a way to build my credit, and Vanquis helped me do exactly that. The app is easy to use, payments are straightforward, and I’ve always found their customer service to be helpful whenever I’ve needed support. They offered gradual increases to my credit limit over time, which helped me manage my credit responsibly and improve my credit score. I’d definitely recommend Vanquis to anyone looking to build or rebuild their credit in a manageable and supportive way. Reviewed on: 13th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.42 from 57 reviews
Credit card
from Jaja Finance 1.38 from 142 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.75 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub