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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.75 (16704 reviews)

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4.76

Based on 16,704 reviews, last reviewed 13th May 2025

744800% increase in 5 star reviews

in the past 90 days

13400% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

I’m so pleased with the app, makes checking my accou... I’m so pleased with the app, makes checking my account so easy, and quick, no need to try calling, and great communication, regular emails, with updat... Read more Reviewed on: 13th May 2025

Latest lowest rating:

1

When I needed Vanquis most they let me down. When I needed Vanquis most they let me down. I was on holiday and I didn't have access to the phone registered so despite answering all the security q... Read more Reviewed on: 12th May 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

Smart Money People is the place for Vanquis Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Vanquis Credit Building Credit Card reviews (16704)

Review of the Vanquis, Credit Building Credit Card:

It's easy to use

It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

I tried so much other companies to get a credit card...

I tried so much other companies to get a credit card and didn’t have no luck, Vanquis was the one that was able to help me, so am very grateful, Reviewed on: 2nd May 2025

The app is working very well.

The app is working very well. My credit increased to a good amount. Reviewed on: 2nd May 2025

Good Starter Card, Limited Long-Term Value

I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and getting accepted helped me establish a solid lending record early on. Customer service was always helpful in my experience, and the app was straightforward to use. However, I found it quite difficult to get credit limit increases, even with consistent use and keeping my utilisation below 25%. Over time, I moved on to other credit cards that offered higher credit limits, cashback, and more flexible features like 0% APR pay-in-three options. Vanquis was a useful first step, but for those with growing credit scores, other cards may offer more competitive benefits. Still, I appreciate how it helped me get started. Reviewed on: 2nd May 2025

It’s good and worth timely customer support without...

It’s good and worth timely customer support without much longer wait Reviewed on: 2nd May 2025

I keep my balance low and make payments on time, thi...

I keep my balance low and make payments on time, this card can helped me establish a positive credit history. Reviewed on: 2nd May 2025

Vanquis customer very happy

Vanquis customer service is the best they have pick up every time someone is trying to steal from me. Staff very helpful and app is very easy to use Reviewed on: 2nd May 2025

Excellent staff.

Customer service staff provide expertise immediately and have resolved any problems I have had immediately, for example I paid my monthly payment in error twice and they were able to refund the second payment within days, to my relief. Reviewed on: 2nd May 2025

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT Reviewed on: 2nd May 2025

Vanquis has always been there for me for everything...

Vanquis has always been there for me for everything from hobby supplies to every day essentials as well as those unexpected bills Reviewed on: 2nd May 2025

Good service.

Good service. Great value for money Reviewed on: 2nd May 2025

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