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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19910 reviews)

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4.78

Based on 19,910 reviews, last reviewed 7th Jan 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19910)

Review of the Vanquis, Credit builder credit card:

It's easy to use

It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

Great card and service informs you of every transact...

Great card and service informs you of every transaction and when your payment is due i love my vanquis card its deffo my wee lifesaver Reviewed on: 16th July 2025

Good one

Good for best credit score and for travel use Reviewed on: 16th July 2025

Good for people struggling with credit issues.

Good for people struggling with credit issues. Very good security measures and updates sent regularly ref changes. Easy app to use to keep up to date and look at account information. Very good at checking if you need to lower your credit etc. and listen very well on customer service calls. Reviewed on: 15th July 2025

Vanquis is ready and willing to help sort a problem...

Vanquis is ready and willing to help sort a problem out if you need help , I say to my kids you know you have class if you have Vanquis in your bag , that’s my motto , it was so glad not to have to worry about Christmas last year , I got Christmas sorted and had a few pounds£££ left going into new year so was a good start , Reviewed on: 15th July 2025

Vanguis is one of the excellent credit cards.

I have found Vanguis to be one of the excellent credit cards, the app is easy to use, safe and very quick and easy to communicate to the customer service. Reviewed on: 15th July 2025

Good for building your credit score.

Good for building your credit score. App is easy to use Reviewed on: 15th July 2025

I've never had any issues with vanquish.

I've never had any issues with vanquish. Reviewed on: 15th July 2025

Balance transfer scam

After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Vanquis put the transfer amount through as a purchase on my account, so I’m now getting charged interest on this amount only a month after doing balance transfer, in regards to customer service they are useless, all they did was tell me they will put through a complaint for me, which can take up to 56 days! I will never deal with Vanquis again! Reviewed on: 15th July 2025

Great customer service, fast easy

Great customer service, fast easy Reviewed on: 15th July 2025

Ideal Credit Card

Easy to use no hidden costs and good interest rate Reviewed on: 15th July 2025

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