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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

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4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Good company, terrible app

They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

I have used Vanquis credit card for a few years now,...

I have used Vanquis credit card for a few years now, and they have never let me down. Interest is fine for me and I will keep on using Vanquis. Reviewed on: 24th May 2024

Reliable

Their app is userfriendly .Easy to make payments. You can also set up a direct debit Reviewed on: 24th May 2024

Great app

Excellent app and alerts helps me keep track of my balance and payments. Reviewed on: 24th May 2024

Excellent service

They are very easy to get on with and the app is excellent and easy to use Reviewed on: 24th May 2024

Easy to deal with and decent rates for helping to bu...

Easy to deal with and decent rates for helping to build your credit rating back up. App is easy to use and payments are simple to make on the app. Reviewed on: 24th May 2024

I like Vanquis credit card help out a lot...

I like Vanquis credit card help out a lot Reviewed on: 12th May 2024

VANQUIS Value

I found VANQUIS provide an excellent product with affordable rates. Offering balanced transfers at the right time thus saving money. I believe Vanquis understand their customer needs and provide good service and solutions to support their financial needs. I would highly recommend them. Fair rates to date with easy to use App, Reviewed on: 10th May 2024

Terrible service

for the last 2 days I have contacted Vanquis one for a payment I made and one to stop a subscription. Both times advisor was not helpful one stating that my payment was overdue the other need to pass me to 2 different people to cancel payment that I had not authorised coming out of my card so much background noise and sound quality very poor. Reviewed on: 8th May 2024

Great service and very supportive

Great service and very supportive Reviewed on: 8th May 2024

Easy excces for using the card , l could use it ever...

Easy excces for using the card , l could use it every were , because the card except it , everywhere. Reviewed on: 4th May 2024

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