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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.48 (553 reviews)

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4.26

Based on 553 reviews, last reviewed 10th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

This bank is a scammer! This bank is a scammer! Never to be trusted I am writing to express my serious dissatisfaction with the way Vanquis has handled my credit card account... Read more Reviewed on: 10th February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (553)

Review of the Vanquis, Credit card:

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

Default on a bank loan and credit card

In 2015 I was experiencing some financial problems and had to default on a bank loa.n and credit card but I was able to clear those debts in 2017 and after a few years of controlling my finances Banquis were the only credit card company offering me a chance to rebuild my credit rating Reviewed on: 2nd May 2024

Happy with the easy to use app.

Happy with the easy to use app. This card can be used on Apple Pay. Reviewed on: 2nd May 2024

I have been with Vanquis credit card for almost 10 y...

I have been with Vanquis credit card for almost 10 years now, and I have at no time had any cause of disappointment and dissatisfaction with Vanquis credit card. They are reliable and trusted. Happy to recommend you. You will have no regret. Reviewed on: 2nd May 2024

The credit approval process was seamless and card ar...

The credit approval process was seamless and card arrived on time. The activation was also quite easy and very customer friendly. Reviewed on: 2nd May 2024

Best credit card ever !

Best credit card ever !! Very pleased with this Reviewed on: 2nd May 2024

Recommended credit card

Easy to use accepted everywhere and reasonable repayment options regular updates on balance and also options for balance transfers reasonable credit limit which allows you to manage the card effectively Reviewed on: 2nd May 2024

I’m very happy to use this credit and help me too mu...

I’m very happy to use this credit and help me too much, cause easy to use Reviewed on: 2nd May 2024

This card works incredibly fast.

This card works incredibly fast. Daily spending and money transfer are my favorite. I will keep this card with me Reviewed on: 2nd May 2024

Great service

Great service very good credit card Reviewed on: 2nd May 2024

Great app.

Great app. Easy to use and the reminder texts are helpful, Reviewed on: 2nd May 2024

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