Write a review

Go to business site

Vanquis : Credit card reviews

Name: Credit card
Rating: 4.49 (552 reviews)

View other Vanquis products

4.29

Based on 552 reviews, last reviewed 24th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Mixed Experience with Vanquis Credit Card! I have had a Vanquis credit card for some time, and my experience has been a mix of positives and challenges. The card helped me build my credit scor... Read more Reviewed on: 24th January 2026

Read all reviews See your review

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (552)

Review of the Vanquis, Credit card:

not bad

good but I had some trouble with their app, not super user friendly Reviewed on: 23rd June 2023

No problems with this credit card provider

I applied for credit with vanquis, and used the card monthly to help build my credit score. The application process was easy, quick response, the app is user friendly and very easy to use. Also if needed you can call their customer services, who are very helpful and straightforward talking , no problems! Would recommend Reviewed on: 16th June 2023

Great credit card company

Didn't have the greatest credit score this company took my application and gave me a card which over the years has been a good send , I've been close to my limit a few times but haven't been bombarded with calls from them which is fantastic I've never faulted as their app is clear and easy to use . I 100% recommend this company. Reviewed on: 8th June 2023

Excellent and easy

Easy to use and understand terms. Plenty of information given to keep track Reviewed on: 8th June 2023

Great

Great service and excellent explanation of product Reviewed on: 6th June 2023

Recomand Vanquis

This is the best credit card wich I had.The amount got increased up to 3000 and more likely to go up. I recommend this. Reviewed on: 3rd June 2023

Helped me with my ongoing illness

Outstanding help. Never been in arrears. Lost.my job to inlets and the helped me with my payments moving forward. If in trouble talk to to them. There real.people not a computer. Thanks Reviewed on: 3rd June 2023

Expensive interest

You’re not notified of upcoming interest payments as much as you should be. Which sometimes would take you over the limit and be charged a fee for. Not good. Reviewed on: 31st May 2023

....good

..............good.........very good......... Reviewed on: 31st May 2023

vanquis is a joy to use

Good customer service great company to deal with Reviewed on: 30th May 2023

Very good service

I have been a Credit Card holder for more than 9-10 years now I thinked, but I haven't have any problems, the service is good and can use the card easily everywhere abroad. Reviewed on: 29th May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews
Credit Card
from Shop Direct 4.69 from 6 reviews
Charge Card
from American Express 4.05 from 24 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit builder credit card
from Vanquis 4.78 from 19912 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub