Smart Money People Logo

Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Great credit card!

5
Handy lil app and nice credit card Reviewed on: 20th April 2022

Good service

5
Since using vanquish I've had no issues, you can access majority of your needs through the app or through there site on the Internet if you do not use apps. Friendly staff if you do have an issue with a payment or any alternative problems. As long as you keep on top of payments, they will ask if you'd like an increase over time or offer a loan, which also offers reasonable payment plans over a time thats more convenient for you Reviewed on: 23rd May 2023

Amazing company

5
With my credit card I’ve been able to buildup my overall credit on Credit Karma & I have recommended my sister whom now have a vanquish credit card also & having an amazing experience building her overall credit also. Reviewed on: 23rd May 2023

I am highly satisfied with service provided

5
On applying for credit card and. Later a loani found the service both quick and efficient. The ease of access to the app surprisingly easy. For someone who has little technical knowledge and I would recommend whole heartedly Reviewed on: 23rd May 2023

Perfect

5
Very good , thank you I recommend, very easy to apply , and very quick money in the account, thanks again Reviewed on: 23rd May 2023

Loan & credit cards

5
I would recomend vanquis to anyone who needs a loan or credit card no problem with them on getting these 2 things very good and reliable Reviewed on: 23rd May 2023

Great experience

5
A great customer service, competitive rates, easy online account access, highly recommended. Reviewed on: 23rd May 2023

LIfe Savers!

5
When other companies refused to give me any credit. Vanquis took a chance on me and gave me a card with £500 limit on it. I've now built my credit rating up and my the limit on my card is over £3k. Thank you vanquis for helping me get my finances on track! Reviewed on: 23rd May 2023

Amazing

5
Helped me get my credit score from bad to really good in 2 years Reviewed on: 23rd May 2023

Ease of use

5
All account information available 24/7 Reviewed on: 23rd May 2023

Fantastic Card

5
Fantastic Card with great balance transfer offers. Superb communication Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
    View all products