Smart Money People Logo

Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Good company, terrible app

3
They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

Customer Satisfaction

5
I have had a Vanquis card for over 5 years and always been happy with it, the interest is a little higher than other cards but overall a good card to have in your purse for back up. Reviewed on: 23rd May 2023

Fantastic

5
Easy to use and great customer service Reviewed on: 23rd May 2023

Great Cpmpany

5
Very good customer service and value for money Reviewed on: 23rd May 2023

Fantastic company

5
Flexiable, affordable credit card, I’ve had one for years and never had a issue Reviewed on: 23rd May 2023

Super recommend

5
Very simple rules, Super communication, excellent approach to the client! Thanks for being you. Thomas. Reviewed on: 23rd May 2023

Well done...

5
Very well. all Your servicrs and appreciate Your payment's online system... Reviewed on: 23rd May 2023

Account easy to use

5
They have an excellent app, easy to see and pay off my credit card. Transactions available to view quickly and easily. Messages with credit available is a handy feature. Reviewed on: 23rd May 2023

Easy and informative

5
Always kept up to date with information. App is easy to use and understand. Reviewed on: 23rd May 2023

Plastic fantastic

5
Been with vanquis for many years, always been reliable if I have ever been in any scrimp or scrapes. App is just a finger tip away and superb, plus if you need to speak to someone then you always have the excellent customer service team to call. Reviewed on: 23rd May 2023

Flexible Usage

5
Pay unexpected bills, holiday purchases, luxury treats.. Vanquis at my fingertips. Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
    View all products