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Vanquis : Credit card reviews

Name: Credit card
Rating: 4.24 (554 reviews)

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4.24

Based on 554 reviews, last reviewed 22nd Feb 2026

100% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

77%

11%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026

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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Great credit card!

Handy lil app and nice credit card Reviewed on: 20th April 2022

Great credit card

I applied for a vanquis credit card, last year, and I have seen that my credit rating has improved. Would recommend to anyone who is looking to improve their credit score. Reviewed on: 23rd May 2023

Very good

Never had a problem with them and there when need them Reviewed on: 23rd May 2023

Best company I've dealt with

I've used Vanquis for about ten years now for my credit card and loan needs and I've never hand any problems. As long as you keep up and can afford your payments then you'll be fine. They're always informing you of new products and they keep you abreast of your own situation as regards to your personal finances. I've recommended to friends and family. Should you have any problems their customer service advisors are very knowledgeable and competent and deal with your problems quickly and they'll defend their customers to the hilt in any dispute with any retailer who's trying to take liberties with a purchase or refund that you're due. Reviewed on: 23rd May 2023

Great credit building card

Vanquis has helped me considerably in increasing my credit score and managing my credit more effectively. Always easy to talk to when I've needed to and very helpful staff. Would recommend Reviewed on: 23rd May 2023

MB

Using Vanquis for over 8 years..never had a problem with it, interest rates are fairly comparable with other lenders Reviewed on: 23rd May 2023

Great Company with Amazing Customer Service

Vanquis has helped me to rebuild my credit record, they accepted me when I had no hope anywhere else. I am forever grateful to their team. Thank you all. Reviewed on: 23rd May 2023

Staff are always helpful when needed

I’ve been with Vanquis for about 2 years now. Any time a payment hasn’t gone through for whatever reason they’re always kind and understanding. The same with the staff at the loans department. I wouldn’t go anywhere else. They’re understanding with my mental health and issues too. 100% recommend to anyone who asks about a Credit Card and Loan company. Reviewed on: 23rd May 2023

I've never had any problems at all with vanquis good company

I've been with vanquis for a good few yrs now and they even Offord me a loan which I took can't fault them at all Reviewed on: 23rd May 2023

Happy with vanquis

Friendly staff easy deal with, no problems with card Reviewed on: 23rd May 2023

votes

every time i have a problem its always easy to sort out and get back up and running Reviewed on: 23rd May 2023

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