Smart Money People Logo

Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

I had to pay scammers . And I reported fraud.

1
I had to pay scammers . Disgraceful company, Reviewed on: 1st January 2025

Easy quick

5
Easy quick decusion. I happybto use vanquis Reviewed on: 23rd May 2023

Excellent

5
Excellent good to deal with in all areas Reviewed on: 23rd May 2023

Excellent company, excellent service

5
Having a account with vanquis is helped me some much during very difficult times. They gave me a chance and I'm forever grateful. Thank you Vanquis Reviewed on: 23rd May 2023

Card payment

5
They remind you that your parents are due and when they are due this is very useful so you don't miss any payments Reviewed on: 23rd May 2023

Excellent customer service

5
Alway very helpful on the phone even though I’ve only ever had to phone once and everything has always been excellent. Reviewed on: 23rd May 2023

Good rate when you quickly need extra

5
Easy to apply, quick and been provided with good APR. Reviewed on: 23rd May 2023

Credit card

5
First credit card got with bad credit score, thank you Reviewed on: 23rd May 2023

Upfront

5
No hidden charges and the App is really easy to use and customer service I've found to be very good Reviewed on: 23rd May 2023

important help to my finances

5
Mega helped for my unforeseen events very good card and very good personal support Reviewed on: 23rd May 2023

Application was processed swiftly

5
Application was processed swiftly and the app is very helpful to keep on track with payments. Reviewed on: 23rd May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
    View all products