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Vanquis : Credit Card reviews

4.29
Based on 529 reviews, last reviewed 27th May 2025
3800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
78%
See only 4 star reviews
10%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Easy to set up, great features and customer service Easy to set up, great features and customer service Reviewed on: 27th May 2025
Neil H's avatar
Neil H

Latest lowest rating:

2

I got a credit card to improve my credit score. I got a credit card to improve my credit score. Then Covid hit, which unfortunately meant I maxed out my card as this was my only access to money. I’m... Read more Reviewed on: 23rd May 2025
Abigail 's avatar
Abigail

About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Vanquis Credit Card reviews (529)

Review of the Vanquis, Credit Card:

Their APR was not favorable.

3
Their APR was not favorable. Too high for customers. Had to withdraw because it was a trap for perpetual indepthdeness. Reviewed on: 24th May 2024

Excellent credit card!

5
Caring staff and a card which can go up as well as down with my life. Reviewed on: 16th April 2025

I recently listened to my purse with my card in it.

5
I recently listened to my purse with my card in it. I phoned straight away to have it stopped. An amazing lady on the end of the phone so reassuring Reviewed on: 16th April 2025

My previous partner left me in alot of debt so I too...

5
My previous partner left me in alot of debt so I took out a Vanquis credit card to assist me slowly to get my debt paid off. This was several years ago. My credit rating was utterly appalling but because of Vanquis my credit rating is now 1000%!!!!!!!! Seems hard to believe but it is real!!!! I'm still using my Vanquis credit card after all these years and I want to say THANK YOU! Reviewed on: 16th April 2025

Excellent service always keeping me up-to-date with...

5
Excellent service always keeping me up-to-date with statements and information to do with my accounts Reviewed on: 16th April 2025

I have experienced amazing service from the company.

5
I have experienced amazing service from the company. I’ve had no complaints. Reviewed on: 16th April 2025

Received no support and lied to over and over ahain

1
I had my account hacked. That was 4 weeks ago, I still don’t have a replacement card and the fraudulent transactions were only refunded yesterday. The customer service at Vanquis is disgusting. I received no help, no support and was lied to on every call, from agents telling me my card had been blocked, to telling me a new card has been sent out, to telling me the fraud team were looking into the transactions….lied to consistently. I will never use Vanquis again and I would recommend that no one uses them as if your account is hacked, you will not receive even a satisfactory level of service from customer services. STAY AWAY FROM VANQUIS Reviewed on: 15th April 2025

Fair and honest company

5
Always there when it's needed, never had any problems with them, don't need any other cards apart from this one, as it's relevant to my needs. Reviewed on: 2nd April 2025

Vanquis The Card That Say No !!

1
One month ago I received an email from Vanquis offering a credit limit increase from £1000 to £1800. So after sending all pay payslips and salary increase as from April, it then took them 1 month to then send me a txt message to say that they have declined my increase they will review in many years time! Why offer me an increase then decline me I’m on a good salary and bring home £2700 a month then they say no ! I’ve been a customer for 5 yrs never missed a payment often payed it off in full but no thats not good enough for Vanquis ! I’m dissatisfied with Vanquis it’s a disgrace and disgraceful to how they treat loyal customers ! Why offer when they have decided to say no before you even send them the info ! Vanquis is playing us and they are lieing to us ! They don’t want to offer any limit increase to no one ! Joke of a provider ! Vanquis your fired ! Reviewed on: 1st April 2025

I love it.

5
I love it. Its quick and reliable. I use it almost always Reviewed on: 28th March 2025

Nothing too much trouble always willing to listen.

5
Nothing too much trouble always willing to listen. Ability to provide me with an option,always. I would recommend to anyone. I'm in control of my credit with them Reviewed on: 26th February 2025