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Vanquis : Credit card reviews

4.24
Based on 554 reviews, last reviewed 22nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

Avoid avoid avoid at all costs Had a refund from an outside company paid back onto my Vanquis credit card. Despite 5 ( yes FIVE) phone calls requesting this be paid into another ban... Read more Reviewed on: 22nd February 2026
Andrew J's avatar
Andrew J

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (554)

Review of the Vanquis, Credit card:

Good company, terrible app

3
They are a great company, great pay back amount, but their app doesn't make sense when it comes to paying the amount needed each month. Either more money is taken by them at a much later date than it says, or less is taken, but it's extremely rarely the amount it states or the date. It just gets very confusing trying to sort out payments Reviewed on: 23rd June 2017

Top Company!

5
They’ve been extremely helpful in helping balance out my finances. I used to have multiple credit cards but now I solely have credit with these guys! Excellent company. Reviewed on: 23rd August 2024

Very helpful company would definitely recommend to f...

5
Very helpful company would definitely recommend to friends and family Reviewed on: 14th June 2024

Great credit card to help build credit profile

4
Vanquis is great if you need to build your credit profile but once you are back there it can be a little high on interest. Otherwise the app is great and the company comms are good. Reviewed on: 9th June 2024

Great service, fast, efficient and great limit contr...

5
Great service, fast, efficient and great limit control options Reviewed on: 4th June 2024

Great app to keep things in control

5
Great app to keep things in control, it's simple and there's some helpful products Reviewed on: 27th May 2024

Exceptional Service and Support

5
Vanquis is an exceptional company that excels in providing outstanding customer service. From the beginning, they have been incredibly supportive, offering personalised assistance and guidance tailored to my needs. Their commitment to helping me improve my credit score has been unwavering, and their efforts have truly paid off. Thanks to Vanquis, I have seen a significant improvement in my credit score, which has opened up new financial opportunities for me. I am grateful for their dedication and highly recommend Vanquis to anyone looking to enhance their financial health. Reviewed on: 24th May 2024

great company to deal with very easy to communicate...

5
great company to deal with very easy to communicate with always found any person on the phone pleasant to talk to and they certainly knew what needed to assist me it is nice to talk to a person rather than a machine Reviewed on: 24th May 2024

Excellent card with good customer service

5
Excellent card with good customer service Reviewed on: 24th May 2024

So easy to use online and app.

4
So easy to use online and app. Security is good, too. Easy to find what you are looking for. Helpful staff if you have to phone them. Reviewed on: 24th May 2024

Their APR was not favorable.

3
Their APR was not favorable. Too high for customers. Had to withdraw because it was a trap for perpetual indepthdeness. Reviewed on: 24th May 2024

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