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Vernon Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.87 (549 reviews)

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4.90

Based on 549 reviews, last reviewed 19th Jan 2026

224% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Absolutely outstanding Absolutely outstanding from start to finish. The Vernon Building Society operates at a different altitude to the rest of the market. From first conta... Read more Reviewed on: 19th January 2026

Latest lowest rating:

1

Pre-historic Need to write letters with more empathy. Reviewed on: 19th March 2024

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About this product

Vernon Building Society provide a range of mortgages.

You can apply for a Vernon Building Society mortgage in branch by booking an appointment with a Mortgage Advisor, or you can apply over the phone.

Vernon Building Society mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Vernon Building Society before, you can also leave a review and share your experience.

Vernon Building Society Mortgages reviews (549)

Review of the Vernon Building Society, Mortgages:

complex income mortgage

We managed to use income projections from a client towards affordability, as the client had seen a large uplift in income year on year since covid, which was very bespoke and managed to get us where we needed to be Reviewed on: 13th March 2023

Absolutely outstanding

Absolutely outstanding from start to finish. The Vernon Building Society operates at a different altitude to the rest of the market. From first contact through to completion, delivery was disciplined, decisive, and refreshingly competent. No noise, no overpromising, no drift. Decision-making was sharp, communication was proactive, and every commitment landed exactly as scoped. The team clearly understands both risk and real-world delivery, which results in pragmatic outcomes rather than process theatre. People are empowered, accountable, and know their brief. The operating model is slick without being soulless. Queries are resolved once, properly, by individuals who take ownership instead of deflecting responsibility. Timelines are respected, documentation is clear, and execution is predictable. That is rare. In a sector saturated with mediocrity, The Vernon Building Society sets the benchmark. If you value competence, transparency, and outcomes over rhetoric, this is best-in-class performance. Reviewed on: 19th January 2026

Retirement Interest Only Mortgage

We recently completed on a new style product, an Interest only Retirement Mortgage and despite being a relatively new product we found the process to be slick from start to finish Reviewed on: 19th January 2026

Making My Dream Home Possible!

I’ve been with Vernon for over five years now, across two homes, and I honestly couldn’t recommend them highly enough. During this time, they’ve supported me through two remortgages as well as the porting of my mortgage. They were a huge part of why I was able to purchase my dream home. It was a particularly challenging purchase, but their attentiveness, genuine care, and willingness to go above and beyond made all the difference. I felt fully supported every step of the way. I can’t thank the team at Vernon enough for their dedication and expertise - absolutely outstanding service! Reviewed on: 18th January 2026

An excellent society.

Great help with organising our remortgage. Clear concise information with friendly staff. Reviewed on: 14th January 2026

A proper Friendly Society

I have had two mortgages with the Vernon over more than 33 years and they have always been great to deal with, had great rates and offers, have great staff and a superb and very supportive service. I cannot recommend them more highly, a great local company and a proper‘Friendly Society’. Reviewed on: 14th January 2026

Excellent individual service.

Excellent. Our individual circumstances were evaluated in person. Not just a tick box. The advice and guidance to the right mortgage for us was invaluable. The personal touch is so refreshing to find when most providers want you to fit onto a form. The Vernon do go the extra mile and make your mortgage personal to you and your individual circumstances. We were very happy with service. Reviewed on: 13th January 2026

Very straight forward application process, good afte...

Very straight forward application process, good after customer service Reviewed on: 13th January 2026

Incredible customer support

Vernon building society helped me get my first home and helped me transfer my mortgage to my next home when the circumstances werent straight forward. I felt like an individual and I could trust them to be working conscientiously. At no point did I ever feel like just a number. They offer personalised support and I would trust them as a lender again in a heartbeat. Reviewed on: 13th January 2026

Easy to talk to.

Easy to talk to. Questions answered. Reviewed on: 13th January 2026

Mortgage management

I have always found Vernons to be straight forward and fair to deal with. They are not always the cheapest but are very friendly and do what they say they will do. Reviewed on: 13th January 2026

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