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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

awful, just awful

I had a virgin atlantic credit card for many years. My wife and I spent around £5K per month on it, clearing the balance by direct debit. You would think that would make them want to keep our custom but their online service was so shockingly bad that we had to switch. Kept on hold for hours on end and when you get through the information given is incorrect. Now with American express and they're really super. Reviewed on: 4th October 2022

simply excellent

trusted partner who gets things sorted Reviewed on: 8th January 2019

safe and secure with great support when you need it.

good value foreign exchange rates, good customer experience when credit card fraud penetrated my account and excellent response to enquiries and problems Reviewed on: 8th January 2019

Great Credit Cards

For someone with little credit history getting my first credit card, these guys were very helpful and gave a much better deal then my bank who I've been with since I was a child did. Reviewed on: 8th January 2019

Excelllent Service

General all round good service and competitive rates Reviewed on: 7th January 2019

Great site

A good experience activating card easy to follow even for a luddite like me and who doesn't love Branson Reviewed on: 7th January 2019

Non existent customers service

Been using this card for years, but noticed slip up in cust service quality when last year enquired about some interest charges. Chased up twice but never heard back. Kept on calling when stopping genuine on line transactions even though they were from the same vendor! Just waiting for the last cashback cheques to arrive, then I'll close the account! Been using it least as I can Reviewed on: 7th January 2019

Reply from Virgin Money Hi there, thanks for getting in touch. If you'd like us to take a look into this just email your details to [email protected]. Thanks, Jane Response date: 7th January 2019

Easy to apply and transfer

Applied for best rates for balance transfers and found virgin the best by far Reviewed on: 7th January 2019

Excellent credit card provider!

Effortless and simple customer experience is just what makes Virgin Money one of the best credit card providers out there. The online system is really easy to use when checking and paying your balance. Reviewed on: 6th January 2019

Excellent services & offers.

Good service & offers . Ensure security is well protected. Reviewed on: 6th January 2019

Easiest company to deal with

Love that I can do everything online and get instant answers Reviewed on: 6th January 2019

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