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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Good credit card for overseas trips

Good credit card for overseas trips as are not charged a fee for using the card overseas unlike other banks. Reviewed on: 31st May 2023

Trendsetter

Virgin Money was the first bank that offered me a credit card that did not charge me any charges when using my card in Europa, saving me money - meaning I have MORE to spend! Reviewed on: 14th December 2018

Excellent and easy way to open account

Easy account to open, only issue is no app Reviewed on: 14th December 2018

Great and easy to use.

Great banking, easy to use and always there. Reviewed on: 14th December 2018

Does what it says on the tin

Does what it says it will do. Simple and effective. Reviewed on: 14th December 2018

A fair card

A good product supported by an east to use website. Reviewed on: 14th December 2018

Superb service

I have Virgin credit card and they give very good rate and easy pay. Money comes to your account within few hours of your successful application. This company also give tax free credit for a credit card for a duration where you don't pay no APR at all. Very highly recommended:) Reviewed on: 14th December 2018

Secure and a pleasure to use online platform .

I make online payments to my account online and have never had any issue. Confirmation emails of transactions are sent to me promptly. Reviewed on: 14th December 2018

A great, hass-free credit card.

The Virginia Credit Card has a fantastic long period for 0% interest on balance transfers and has added incentives like amazing competitions and offers on things like holidays, wines and experiences. Reviewed on: 14th December 2018

customer care unprecedented in professionalism.

I had never had a credit card before and when I applied and spoke to the virgin money team they had so much time to explain how too use the card its limits and setting up a direct debit..I felt for once a proper customer being indulged because of my lack of knowledge with credit cards.Thankyou virgin money for a pleasant and rewarding experience.If I am lucky too win I would like to donate the money to our local community centre in Sutton in ashfield notts.Thanks again.Your team as obviously been trained extremely well. Reviewed on: 14th December 2018

Unbeatable service

excellent customer service, staff well spoken and exceptional balance transfer deals Reviewed on: 14th December 2018

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