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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Always helpful

Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018

Virgin review

Efficient, easy to deal with, great website, regular email updates Reviewed on: 23rd January 2018

Refused to refund overpayment

Dreadful and unwilling to help. Spent 35 minutes on the phone and had to raise a complaint Reviewed on: 23rd January 2018

payments

after you prompted me by phone I went on immediately and made a minimum payment which has not apparently registered and set up a direct debit at the same time and now you have hit me with interest charges. Reviewed on: 23rd January 2018

Simply the best

Number one bank easy to deal with wouldnt go any were else Reviewed on: 23rd January 2018

Fantastic Customer Experience

Without Virgin Money my tiny baby would not be here. With Virgin Money’s generous credit limit, I was able to pay for several IVF treatments to get my baby boy. He is now 17 months old and a joy to behold and I am finally paying off my balance with never a bit of hassle from Virgin Money. They just took care of the bills and let me get on with making my baby! Thank you Virgin Money. Thank you Richard Branson. Reviewed on: 23rd January 2018

Reply from Virgin Money It's great to hear from you, thanks for your lovely comments! You know where to find us if there's anything else we can help with. Thanks, Jane Response date: 23rd January 2018

Great Service

Best Card provide I've got among many providers!!!!! Reviewed on: 22nd January 2018

Fantastic offer, easy and clear

Everything very fast and without doubt Reviewed on: 22nd January 2018

Excellent service and helpful support

Always find telephone support helpful and friendly Reviewed on: 20th January 2018

Simple to apply fast decision and great website

Very easy to apply and do bal trf and cash bank trf my only criticism is they don’t have a mobile app but overall great card Reviewed on: 20th January 2018

Terrible customer service

Very rude and unsympathetic, avoid Virgin Money if you can, worst out of my three cards - American Express and Barclaycard! Reviewed on: 20th January 2018

Reply from Virgin Money Hi there, if there's anything you'd like me to take a look at just email your details, including postal address and best contact number, to [email protected]. Thanks, Jane Response date: 23rd January 2018

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