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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1453 reviews)

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4.95

Based on 1,453 reviews, last reviewed 23rd Jan 2026

18500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Good interest rates, good to save any spare cash

Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Review of my experience

It is so easy to find anything when I need. I have recommended you to two people I know. Reviewed on: 16th January 2026

Complete package

Very easy app to use, money is transferred very quickly between accounts and easy access when you need it. Highly recommend it. Reviewed on: 16th January 2026

Very easy to use and excellent rates.

Very easy to use and excellent rates. Reviewed on: 16th January 2026

Very easy experience

Very easy experience, haven't needed to contact anyone in the whole time I've had an account. Reviewed on: 16th January 2026

Good overall but made a certificate of interest error

Good product with competitive interest rate and easy to use app. Only reason it didn’t get 5 stars is they reported the interest I earned in this ISA to HMRC who then included it in my tax calculation. Zopa didn’t inform me of this error, I only knew about it when I received my tax calculation from HMRC. When I contacted Zopa they advised they were already aware and had rectified the error with HMRC, but I would’ve been nice to have been told before! Reviewed on: 16th January 2026

Always good interest rates and service

Always good interest rates and service Reviewed on: 16th January 2026

Easy to use app and good value savings rates

Easy to use app and good value savings rates Reviewed on: 16th January 2026

Great rates, easy to use and very fast at updating y...

Great rates, easy to use and very fast at updating your accounts can’t fault it Reviewed on: 16th January 2026

Been with Zopa for over 10 years

Been with zopa for over 10 years originally with personal loans and more recently with ISAs. Rate on ISA always competitive and easy access to to deposit and withdraw as needed. Reviewed on: 16th January 2026

Very easy to set up a Zopa ISA.

Very easy to set up a Zopa ISA. I like that you can create different savings pots within the ISA. I also like the option of fixed rate ISA savings pots with competitive interest rates. The app is easy to use. It’s a flexible ISA which is great. Easy to add and withdraw money. Would definitely recommend Zopa to everyone, Reviewed on: 16th January 2026

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