Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1262)

Review of the Zopa, Cash ISA:

I have had my ISA closed by Zopa without my permissi...

1
I have had my ISA closed by Zopa without my permission, and incorrect information offered by their advisors about securing my previous year ISA funds, whilst a transfer of part of my ISA was taking place into another bank. The customer service is good and the team do try to assist, but I question whether they have the necessary knowledge and experience. The pots are confusing and the app freezes. Zopa have caused me a lot of stress and caused my losing out on half of last years ISA savings. Please do not open an ISA with them as transferring it could be a problem Reviewed on: 7th May 2025

Easy to use and withdraw money.

5
Easy to use and withdraw money. The interest rate is very attractive. Reviewed on: 25th April 2025

Great and easy app to use.

5
Great and easy app to use. Information given to help benefit my savings is excellent Reviewed on: 25th April 2025

ZOPA CASH ISA

5
Just a really good application and bank to use Reviewed on: 25th April 2025

Good products, easy interface, prompt support

5
Good products, easy interface, prompt support Reviewed on: 25th April 2025

Competitive interest rates and easy to use App

5
Competitive interest rates and easy to use App Reviewed on: 25th April 2025

Very good best rates online and app is easy to work...

5
Very good best rates online and app is easy to work with Reviewed on: 25th April 2025

Really easy to get cash in and out, transfer between...

5
Really easy to get cash in and out, transfer between accounts, and set pots up. Reviewed on: 25th April 2025

Great rates, easy access,what’s not to like !

5
Great rates, easy access,what’s not to like ! Reviewed on: 25th April 2025

First class service

5
Had a detailed response to a query I had within 4 minutes of me sending the question Reviewed on: 25th April 2025

Easy app, great smooth experience and good portfolio...

5
Easy app, great smooth experience and good portfolio of B products Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products