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Zopa: Car finance reviews

4.85
Based on 788 reviews, last reviewed 12th Jun 2025
150% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy procedure and I got my new car. Very easy procedure and I got my new car. Customer service are very proactive and I would definitely recothem to all of my friends and family Reviewed on: 12th June 2025
Chris R's avatar
Chris R

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (789)

Review of the Zopa, Car finance:

Clear and easy

5
Clear and easy communication, easy app for payment monitoring. New product eligibility explained. Excellent interest rates. Reviewed on: 17th January 2025

The car finance was at a great apr and affordable re...

5
The car finance was at a great apr and affordable repayments Reviewed on: 25th April 2025

Very good experience good service

5
Perfect experience very good service Reviewed on: 25th April 2025

Was looking for a car found it very easy to sort fin...

5
Was looking for a car found it very easy to sort finance so could pick a car from anywhere Reviewed on: 25th April 2025

My experience has been that of nothing less than ex...

5
My experience has been that of nothing less than excellent and positive and I don’t want anything less Reviewed on: 24th April 2025

Seamless initial transaction and monthly payments ar...

5
Seamless initial transaction and monthly payments are collected with no issues. Very smooth experience Reviewed on: 24th April 2025

Great customer service Jayke was really helpful

5
Great customer service Jayke was really helpful Reviewed on: 24th April 2025

Amazing lenders and so helpful with a great app.

5
Amazing lenders and so helpful with a great app. Reviewed on: 24th April 2025

The car loan process was easy and the customer servi...

4
The car loan process was easy and the customer service was great Reviewed on: 24th April 2025

Very clear information regarding my loans options

5
Very clear information regarding my loans options Reviewed on: 23rd April 2025

Very easy and clear from.

5
Very easy and clear from.start to finish. App keeps you updated and can also pay off more if you want yo Reviewed on: 23rd April 2025

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