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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

great company easy to use app great rates well worth...

great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Best car finance in the market

I would recommend Zopa car finance to anyone who is looking for a hassle/stress free experience. The staffs at Zopa are professional, helpful and friendly. Zopa's APR is one of the best in the market and you are more likely to be accepted. So go on and give it a go, you could be driving away in your new car sooner than you think. Reviewed on: 11th April 2023

Superb service

From start to completion excellent service with excellent communication and finally excellent staff. Thank you Reviewed on: 11th April 2023

For understanding

Excellent service, for taking the time to understand clients needs, and giving clients a chance to get on the credit building ladder, thank you Reviewed on: 11th April 2023

Very happy with service

Excellent service..low interest rate easy to use app Reviewed on: 11th April 2023

Great friendly service

Really great service from Zopa from start to finish. They just get on with it in a professional friendly way. Thanks Reviewed on: 11th April 2023

Brilliant service

I was helped from the beginning to the end of my journey to find the right car at the right price I could afford. Reviewed on: 11th April 2023

No hassle

Zopa is the best credit card I've ever had. If you need any help or assistance they are there for you no passing from pillar to post. They instantly send you receipts for payments. I have had no hassle with any service they provide. Well done Zopa. Reviewed on: 11th April 2023

Excellent customer support

This was the easiest thing I have done when it comes to finance, I spoke to customer support and was helped with my enquiry, I now have the car I wanted as a result. Thanks to Zopa Reviewed on: 11th April 2023

Card

Perfect product I recommend to everyone Reviewed on: 11th April 2023

Excellent service

Applied on line, application was simple and straight forward. Would recommend to others Reviewed on: 11th April 2023

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