Write a review

Zopa: Car finance reviews

Name: Car finance
Rating: 4.9 (789 reviews)

View other Zopa products

4.85

Based on 789 reviews, last reviewed 12th Jun 2025

154% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (789)

Review of the Zopa, Car finance:

Friendliest a most accommodating with all your needs.

Friendliest a most accommodating with all your needs. Always keep you updated on new products that’s would suit you. No problem is is too big for them. Happiest customer an would highly recommend Reviewed on: 4th April 2025

Excellent

Good experience I love it with the zopa Reviewed on: 23rd April 2025

Can’t fault Zopa

Can’t fault Zopa, they offer great customer service, quick decisions, no nonsense, no hassle. The App is great, really easy to navigate! Reviewed on: 23rd April 2025

Good service

Good easy to deal with very quickly paid out Reviewed on: 23rd April 2025

I am happy with the service.

I am happy with the service. It's really fantastic. Reviewed on: 23rd April 2025

Zoos keep me on the tracks very good to help with my...

Zoos keep me on the tracks very good to help with my money management Reviewed on: 23rd April 2025

Just love Zopa app

Just love Zopa app , savings banking and finance all in one place Reviewed on: 23rd April 2025

I was having a very low credit rating and needed a c...

I was having a very low credit rating and needed a car badly due to my family situation and Zopa came through for me after so many rejections Reviewed on: 23rd April 2025

Very helpful in my process with car finance also my...

Very helpful in my process with car finance also my credit card Reviewed on: 23rd April 2025

Best company I’ve ever been with you pay money in it...

Best company I’ve ever been with you pay money in it’s done within hours got a loan money in within hours absolutely best company by far and really had not heard about them but would highly recommend them thanks Zopa Reviewed on: 22nd April 2025

When I had my poor credit history history, Zopa was...

When I had my poor credit history history, Zopa was the first bank offered me the car finance Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Oodle Car Finance 2.22 from 35 reviews
Car Finance
from Blue Motor Finance 3.97 from 210 reviews
Car Finance
from JBR Capital 4.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1259 reviews
Smart Saver
from Zopa 4.94 from 7178 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub