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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

great company easy to use app great rates well worth...

great company easy to use app great rates well worth putting at the top of your list when getting finance Reviewed on: 26th April 2025

Very pleased with Zopa

Very easy application process, great app to keep an eye on the loan and great customer service Reviewed on: 5th April 2023

Great from start to finish

I will definitely use Zopa again for car finance. Very easy at the start and very efficient when I choose to repay early. Reviewed on: 5th April 2023

Good service

Happy with service they have provided me Ian’s will use them again Reviewed on: 5th April 2023

Easy to apply

Zopa made sure repayments were affordable. Reviewed on: 5th April 2023

Great service

Was recommended Zopa by a friend and was delighted with the hassle free service. Had no worries recommending Zopa to several other people. Reviewed on: 5th April 2023

Best and easiest car loan ever. It took a matter of mins. Theyre tops!

Id tried other car loan cos, and online, they where pretty mich the same - dawdled with a response and i lost my dream car. However, on a comparison site i came across zopa, who stood out with a breathtaking rate for me. I gave them a try and in no time approved and money in the bank. Dream car on drive....need i say more. Reviewed on: 5th April 2023

Great bank very easy to use

I got a loan from Zopa they are very user friendly and I wouldn’t hesitate to use them again and I have already recommended Zopa to my friends and family Reviewed on: 5th April 2023

Best by far.

Fantastic service with and easy straight forward application process and a nice low interest rate. Reviewed on: 5th April 2023

Easy finance

Had a few loans through Zopa. Very easy to manage, clearly set out and offers a low interest rate. Will use again! Reviewed on: 4th April 2023

Hassle free

SMOOTH APPLICATION PROCESS.. WOULD USE AGAIN Reviewed on: 4th April 2023

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