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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41944 reviews)

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4.93

Based on 41,944 reviews, last reviewed 20th Jan 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fast to make payments. Fast to make payments. Very good. Reviewed on: 20th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41944)

Review of the Zopa, Credit card:

Responsible and easy to navigate

I have a low limit and have never missed a payment. Usually pay in full but not always. Never had any problems with Zopa so I'll carry on using them. Reviewed on: 13th January 2023

Fast to make payments.

Fast to make payments. Very good. Reviewed on: 20th January 2026

Excellent

Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

So easy to use & clear statements.

So easy to use & clear statements. .customer service excellent. Reviewed on: 19th January 2026

Never had an issue with Zopa.

Never had an issue with Zopa. Even when I have had a bad month and struggld, there is always someone to help me work things out Reviewed on: 19th January 2026

So easy to make the move to Zopa they do everything...

So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

Amazing card and customer service secondto none Reviewed on: 19th January 2026

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