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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41963 reviews)

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4.93

Based on 41,963 reviews, last reviewed 23rd Jan 2026

83050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZOPA CARD I applied online they asked me questions for security and to make sure I am who is asking for this credit card in 14 days I received the card had to c... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41963)

Review of the Zopa, Credit card:

Great Product and Simple to Use

The whole process from application to acceptance was so straight forward and the app is great to keep a check on your balance and make payments. I love this and am happy to recommend to everyone. Reviewed on: 2nd April 2022

Excellent service would recommend to a friend

Excellent service would recommend to a friend Reviewed on: 17th January 2026

Peace of mind

Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

Satisfaction

My experience with the Zopa card has generally been positive. The app is easy to use, repayments are clear, and I like how transparent the interest and fees are. Customer support has been responsive when I needed help. There are a few areas that could be improved, but overall it’s been a reliable card for everyday use. Reviewed on: 17th January 2026

Great Bank

Great service, helpful staff and good service Reviewed on: 16th January 2026

I Am with zopa credit card its much help me for the...

I Am with zopa credit card its much help me for the expense. Reviewed on: 16th January 2026

Zopa provides a refreshing approach to customer serv...

Zopa provides a refreshing approach to customer service and an app which is advanced yet simple to use! Reviewed on: 16th January 2026

Fast and easy application with a good credit amount...

Fast and easy application with a good credit amount tailored for me, they have looked after me ever since Reviewed on: 16th January 2026

It was quick and easy to apply for...

It was quick and easy to apply for a card it was done in a few minutes with no fuss they let you know how much you spend so you can keep track on your spending and the card arrived quickly in the post Reviewed on: 16th January 2026

Very freindly staff.

Very freindly staff. Thwre app is super easu to use. Never have any problems with them. Very happy to be with them. Reviewed on: 16th January 2026

That’s great credit card useful so please to have it...

That’s great credit card useful so please to have it Reviewed on: 16th January 2026

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