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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

Zopa gives me chance

Zopa gave me a chance when my credit rating was low and is helping me rebuild my rating.Customer service is really helpful. Zopa is also very transparent and user friendly. Reviewed on: 28th April 2025

I find good to get and spend it.

I find good to get and spend it. I would appreciate Zopa customer care too Reviewed on: 28th April 2025

Easy to use and the app is fantastic for checking al...

Easy to use and the app is fantastic for checking all the statements Reviewed on: 28th April 2025

Zopa came to my rescue when I had no enough cash to...

Zopa came to my rescue when I had no enough cash to settle my bills. It came as sigh of relief and they offered me flexible payment methods and they can accommodate you when can't pay in time Reviewed on: 28th April 2025

All straightforward an simple to get started

All straightforward an simple to get started Reviewed on: 28th April 2025

I’m very happy with services received from Zopa and...

I’m very happy with services received from Zopa and I highly recommend Reviewed on: 28th April 2025

Credit Card with a difference

Easy to use friendly staff pleasure to use Reviewed on: 28th April 2025

Very efficient and charges are reasonable

Very efficient and charges are reasonable Reviewed on: 28th April 2025

Zopa - A cut above the rest !

I have a Zopa card to help build my credit score and it’s been fantastic, I get emails when payments are due, clear interest amounts and helpful customer service. They also offer help and advice on other products they have as well as any benefits I may be eligible for. Great service. Reviewed on: 28th April 2025

Easy to use good communication trustworthy affordabl...

Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

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