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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Cannot fault Zopa for anything so far.

Cannot fault Zopa for anything so far. App is very easy to navigate and gives you access to all of Zopa's other products. Reviewed on: 15th January 2025

FAST AND EASY

Quick and easy to use, no problems atall Reviewed on: 15th January 2025

professional

professional and fairly rated . well done! Reviewed on: 15th January 2025

No issue with this credit card company has been bril...

No issue with this credit card company has been brilliant so far Reviewed on: 15th January 2025

Great credit card to help me rebuild my credit score.

Great credit card to help me rebuild my credit score. Other credit cards wanted a much higher apr or charge cards. Reviewed on: 15th January 2025

Thoroughly professional

Ease of use, excellent customer service and thoroughly professional Reviewed on: 15th January 2025

I have been with Zopa a long time aplication was eas...

I have been with Zopa a long time aplication was easy and it’s very handy to have Reviewed on: 15th January 2025

Edvardas Pavembrauskas

I got your credit card only month ago and i could to use very easy, I could to use cash machine and shopping. I'm very happy and thank you so much. Reviewed on: 15th January 2025

Process was quick and easy, the app is very easy to...

Process was quick and easy, the app is very easy to use and you know where you are at all times which helps manage your limit etc Reviewed on: 15th January 2025

Very swift response .Fantastic work

Very swift response .Fantastic work Reviewed on: 15th January 2025

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