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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Care

Never had any issues or problems unlike other banks.Great services Reviewed on: 15th January 2025

Originally looked at Zopa for balance transfers beca...

Originally looked at Zopa for balance transfers because their rates were better than others but also found their purchase rates to be better than the average. Reviewed on: 15th January 2025

Superb service

I was happy to be accepted I’ve had nothing but good experiences with Zopa Reviewed on: 15th January 2025

Easy to apply and card delivered in good time, I wou...

Easy to apply and card delivered in good time, I would definitely recommend to family and friends Reviewed on: 15th January 2025

aivis888

everthing excelent!!!!!i will continiu used Reviewed on: 15th January 2025

Easy to use.

Easy to use. Very helpful customers service. Reviewed on: 15th January 2025

I am very statisfied I trust and recommend it, it he...

I am very statisfied I trust and recommend it, it heped a lot Reviewed on: 15th January 2025

I am pleased with Zopa the interest is low thank...

I am pleased with Zopa the interest is low thank you Reviewed on: 15th January 2025

Very helpful.

Very helpful. Pleased with the service Reviewed on: 15th January 2025

im very happy for Zopa credit card because it is ver...

im very happy for Zopa credit card because it is very easy to use and it help me a lot Reviewed on: 15th January 2025

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