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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very happy with service

Very easy application. Kept up to date on everything. Very happy Reviewed on: 15th January 2025

Kathy's pm

Good friendly service always willing to help Reviewed on: 15th January 2025

It was very nice having zopa card it helped me a lo...

It was very nice having zopa card it helped me a lot when I really really needed money they came through for me Reviewed on: 15th January 2025

Extremely helpful and efficient.

Extremely helpful and efficient. Reviewed on: 15th January 2025

Good service

I’ve had no problems as yet if I need help, they are there to help me if no problems Reviewed on: 15th January 2025

Easy to use

Just started and finding it easy to use with no problem so far Reviewed on: 15th January 2025

Great simple to use, with 5star security.

Great simple to use, with 5star security. Easy limit and real-time balance. Many additional offers and services, such as alt. Bank Account Reviewed on: 15th January 2025

Second to none so far.

So far I’ve not had any problems regarding my account with Zopa. My experience has been excellent. Reviewed on: 15th January 2025

Very easy to use great app easy to pay I would recom...

Very easy to use great app easy to pay I would recommend to all Reviewed on: 15th January 2025

Easy to set up and no hassle with communication and...

Easy to set up and no hassle with communication and transactions Reviewed on: 15th January 2025

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