Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

CARD NUMBER 1

THE OPTIONS FOR USING THIS CARD ARE VERY GOOD , I LIKE VERY MUCH , I WISH SUCCESS IN EVERYTHING YOU DO . Reviewed on: 15th January 2025

Zopa have been very helpful.

Zopa have been very helpful. And I like the fact that it work with Apple Pay and have there own visa account Reviewed on: 15th January 2025

Affordable and very easy to use app.

Affordable and very easy to use app.. what more can you ask. Would absolutely recommend to friends and family Reviewed on: 15th January 2025

App easy to use, offer great value, offer different...

App easy to use, offer great value, offer different stuff than normal cards like loans, bank accounts Reviewed on: 15th January 2025

Quick and easy application and good app

Quick and easy application and good app Reviewed on: 15th January 2025

A Valuable Product

I have been with Zopa credit card over a year now.I am very happy. I introduced this card to my friend who is enjoying it as well happily. I will recommend it all the way. Reviewed on: 15th January 2025

Great credit card provider

Easy to use app, very clear instructions and how to check balance or make a payment Reviewed on: 15th January 2025

Excellent all round service and the App.

Excellent all round service and the App. Is wasy to Navigate. Reviewed on: 15th January 2025

Zopa is with the best rates %

Zopa credit card gave me what I was looking for and their customer service very genuine.They helped me put my worry in side. Reviewed on: 15th January 2025

The app is quick and easy to use, customer service i...

The app is quick and easy to use, customer service is spot on. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.40 from 43 reviews
Credit cards
from Virgin Money 3.82 from 808 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub