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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

In zopa we can find a bank in it rather than a credi...

In zopa we can find a bank in it rather than a credit card and track your credit score. These things I like most in Zopa Reviewed on: 15th January 2025

Very good credit card and very friendly

Very good credit card and very friendly Reviewed on: 15th January 2025

Great service provided the whole way throughout the...

Great service provided the whole way throughout the process from applying to receiving the card. Clear communication from start to finish. I Recommend to all and my family too Reviewed on: 15th January 2025

Smooth easy application with a credit limit to suit

Smooth easy application with a credit limit to suit Reviewed on: 15th January 2025

Brilliant good company

Very good I’m very happy easy to make payment Reviewed on: 15th January 2025

Arrived very quick after filling application form on...

Arrived very quick after filling application form on line easy to negotiate app easy to use excellent service no problems changing my pin number all round a good service Reviewed on: 15th January 2025

New credit card

Got the credit card without any bother and a good credit limit. The app is easy to use and keep a track of everything. Reviewed on: 15th January 2025

Excellent communication.

Excellent communication. I always know how my finances are with Zopa. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply..no stress..auick answers ..have not got the best credit rating..but took me on Reviewed on: 15th January 2025

A brilliant credit card.

I've never had a problem with my card. The app is so easy to use to find out my balance and minimum payment and payment date. They only give you a credit limit you can afford. Reviewed on: 15th January 2025

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