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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa offered me a credit card even though my credit...

Zopa offered me a credit card even though my credit score wasn’t great and thus helped me out massively. The application process was smooth and efficient as I received my card quickly and the app is user friendly when making payments. Reviewed on: 15th January 2025

Everything from start of application to customer ser...

Everything from start of application to customer service has been first class. Reviewed on: 15th January 2025

Happy days

Very good , fast . Very good experience Reviewed on: 15th January 2025

Efficiency!

Efficient and prompt responses. Clear and concise communication by email and via the app. Reviewed on: 15th January 2025

Very helpful and easy to apply kept updated through...

Very helpful and easy to apply kept updated throughout Reviewed on: 15th January 2025

I’ve not had my card for very long and I’ve not had...

I’ve not had my card for very long and I’ve not had to contact customer service as yet but I’m pleased with my experience with Zopa so far Reviewed on: 15th January 2025

Pick this credit card

It's the most user friendly app of the other credit lenders I've used, really clear and simple to find information for example account details pin and credit cushion so you won't be using more than you want. I've not had to use any customer services so far due to how simple the app is. Reviewed on: 15th January 2025

Very easy and simple to use.

Very easy and simple to use. Very straightforward as well. Reviewed on: 15th January 2025

Excellent service excellent rate

Excellent service excellent rate Reviewed on: 15th January 2025

They were excellent and efficient did not give you m...

They were excellent and efficient did not give you more than you could afford and give regular updates Reviewed on: 15th January 2025

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