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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply and great on-line app

Easy to apply and good rates of interest. App is simple to use and transaction notifications keep me secure. Thr initial 0% offer was excellent. Reviewed on: 15th January 2025

hassle free application, prompt service.

hassle free application, prompt service. Reviewed on: 15th January 2025

Been great having the zopa card really helps, thanks.

Been great having the zopa card really helps, thanks. Reviewed on: 15th January 2025

ZOPA MAGIC

Easy to pay ,app easy to use great value Reviewed on: 15th January 2025

Brillgreat

Just straight taking to the point Reviewed on: 15th January 2025

Help me so well and good card to go with and excelle...

Help me so well and good card to go with and excellent lender Reviewed on: 15th January 2025

Very good reliable and less interest rate for even w...

Very good reliable and less interest rate for even with bad credit history Reviewed on: 15th January 2025

Excellent

Great 1st time card great support and good credit limit Reviewed on: 15th January 2025

Easy to talk too and sort out any problems

Easy to talk too and sort out any problems Reviewed on: 15th January 2025

Great credit provider.

Great credit provider...would highly recommend. It was easy to apply and very informative. Reviewed on: 15th January 2025

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