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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use and direct debit goes through on...

So easy to use and direct debit goes through on time Reviewed on: 15th January 2025

Very good and great at responding

Very good and great at responding Reviewed on: 15th January 2025

Great Company

Gave me the chance to build my credit score, always helpful & knowledgeable Reviewed on: 15th January 2025

Smooth service

Zopa was fast and their terms were clear Reviewed on: 15th January 2025

Zopa provide excellent custpmer service, and has a v...

Zopa provide excellent custpmer service, and has a very easygoing app. Reviewed on: 15th January 2025

Easy to apply for and the app is easy as you can man...

Easy to apply for and the app is easy as you can manage all of your zopa accounts at once Reviewed on: 15th January 2025

Easy and simple!

Easy and simple! Great company that looks to help you! Reviewed on: 15th January 2025

I'have like the zopa card good excellent

I'have like the zopa card good excellent Reviewed on: 15th January 2025

Reliable and easy to use.

Reliable and easy to use.Great interest rates.Excellent all round. Reviewed on: 15th January 2025

Very good service no issues never had a problem with...

Very good service no issues never had a problem with them. Reviewed on: 15th January 2025

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