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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They were very helpful when I applied.

They were very helpful when I applied. The information they provided me with was clear and concise. Reviewed on: 15th January 2025

Easy to use helpful staff, good communication, app i...

Easy to use helpful staff, good communication, app is easy to use a couple of issues with fraud but resolved quickly Reviewed on: 15th January 2025

Ideal credit card to build credit score.

Ideal credit card to build credit score. Helped and listened Reviewed on: 15th January 2025

Highly Recommended

Easy to apply, oooba helpful with any queries.. very handy to have in reserve for a rainy day... easily managed with my app.. Reviewed on: 15th January 2025

Verry easy use app.

Verry easy use app. Can see all acounts in app to Reviewed on: 15th January 2025

Find Zopa very good value for money

Find Zopa very good value for money Reviewed on: 15th January 2025

Easy to use there banking app.

Easy to use there banking app. regular credit increases good APR Reviewed on: 15th January 2025

Straightforward banking app made easy.

It's a straightforward, easy banking app that literally guides you through every process and it's such an easy going friendly UI Reviewed on: 15th January 2025

Simple application process and fantastic app!

Really easy application process, the app is great and easy to use and customer service is 10/10! Reviewed on: 15th January 2025

Easy to use website

Easy to use website, new card arrived and activated with time scale given Reviewed on: 15th January 2025

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