Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

View other Zopa products

4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy stright forward application easy to use ap...

Very easy stright forward application easy to use app everything is explained all in all amazing just wish I knew about zopa sooner Reviewed on: 15th January 2025

Quick application process, Good app and communication.

Quick application process, Good app and communication. I would recommend it definitely. Reviewed on: 15th January 2025

Not just in it for the money!!!!

Zopa have an efficient website, clear and concise information. Always on hand if you need advice. Understanding if you need a helping hand. Reviewed on: 15th January 2025

Fantastic credit card easy to use and great customer...

Fantastic credit card easy to use and great customer service. Reviewed on: 15th January 2025

Zopa credit card is one of the best card I have ever...

Zopa credit card is one of the best card I have ever used. The App is very friendly Reviewed on: 15th January 2025

very good service

No problem at all always happy to help Reviewed on: 15th January 2025

"Exceptional Credit Card Service Highly Recommended!"

"Zopa is hands down one of the best credit card providers I’ve ever dealt with. Their transparent policies, competitive rates, and easy-to-use app make managing my card effortless. The rewards and features are excellent, and their customer service is top-notch. A trustworthy and innovative company!" Reviewed on: 15th January 2025

Very easy to apply and I was given approval within m...

Very easy to apply and I was given approval within minutes. Would definitely recommend this to my friends Reviewed on: 15th January 2025

Very happy with service provided

Very happy with service provided Reviewed on: 15th January 2025

Reliable, efficient and effective

Reliable, efficient and effective Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase Credit Card
from Halifax 3.48 from 19 reviews
Aqua credit cards
from NewDay 4.72 from 3312 reviews
Credit card
from Zable 4.82 from 105071 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub