Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great service from a great company Reviewed on: 15th January 2025

techno phobe

So easy to use even a techno phobe like me can use it. Very good. Reviewed on: 15th January 2025

Easyprocess quick review and great service

Easy process quick review and great service Reviewed on: 15th January 2025

Excellent process

Seamless application process and realistic credit limit very happy Reviewed on: 15th January 2025

Everything is easy to use including the app it’s the...

Everything is easy to use including the app it’s the only card I use now Reviewed on: 15th January 2025

Really quick application and card received.

Really quick application and card received. Easy to set up and start using Reviewed on: 15th January 2025

Quick easy to use.

Quick easy to use. Good interest rates easy to manage and the app is brilliant gives all your information at a finger control Reviewed on: 15th January 2025

Easy to use and easy repayment system

Easy to use and easy repayment system Reviewed on: 15th January 2025

Easy to apply, easy to use.

Easy to apply, easy to use. Not a bad interest rate Reviewed on: 15th January 2025

Absolutely pricelessjust there when needed

Absolutely priceless , there qhen its needed thank you Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.16 from 328 reviews
Aquis Card
from Vanquis 4.46 from 44 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub