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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Hassel free

i have had no issues at all. havent used it much hopping to do so Reviewed on: 15th January 2025

Great card no issues good card

Great card no issues pity no increases Reviewed on: 15th January 2025

Great card and a very good app.

Great card and a very good app. Can see what you are spending. Reviewed on: 15th January 2025

Online app very easy to use no need to contact custo...

Online app very easy to use no need to contact customer service as everything available on one page Reviewed on: 15th January 2025

Good service for the card transaction

Good service for the card transaction Reviewed on: 15th January 2025

After having some financial difficulties because i...

After having some financial difficulties because i was off work sick for 14 months Zopa helped me get my finances back on track Reviewed on: 15th January 2025

So easy to use.

Online Account management is so easy to use. Like that I am kept informed of spending Reviewed on: 15th January 2025

I am Deaf Customer and it is good for me to do on th...

I am Deaf Customer and it is good for me to do on the apps and support me. A friendly apps for Deaf people Reviewed on: 15th January 2025

I have had my card a year now and I have had no prob...

I have had my card a year now and I have had no problems at all. I have had a few enquiries which were dealt with most efficiently. Reviewed on: 15th January 2025

Excellent

Excellent customer service from start to finish Reviewed on: 15th January 2025

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