Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

I am extremely happy with the service I get I am kept up to date on everything Reviewed on: 15th January 2025

Excellent company all round easy to apply easy and e...

Excellent company all round easy to apply easy and excellent app excellent bank Reviewed on: 15th January 2025

You doing good service and provide excellent communi...

You doing good service and provide excellent communication with customer Reviewed on: 15th January 2025

Great experience and excellent professionals.

Great experience and excellent professionals. Always proactive. Personally, they are among the best. Reviewed on: 15th January 2025

Zopa is great Easy to use too the app is very simple...

Zopa is great Easy to use too the app is very simple and straightforward you always know your balance and limit. Reviewed on: 15th January 2025

Excellent customer service and always there to help

Excellent customer service and always there to help Reviewed on: 15th January 2025

easy to apply for and quick delivery once approved.

easy to apply for and quick delivery once approved. Reviewed on: 15th January 2025

Excellent in every respect-can’t fault them in any w...

Excellent in every respect-can’t fault them in any way I would recommend to everyone to get a Zopa card and tell all your friends to get one as well-it’s the best credit card I’ve ever had and I’ve had a few Reviewed on: 15th January 2025

Apply with ease

So helpful and easy application for the credit card. Helping to get my credit back on track perfectly Reviewed on: 15th January 2025

Easiest, most simple process and facilities

Application and use of the app/card/services is all extremely easy with zero complications, hassles or fuss. I have never had an issue with Zopa. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 4.08 from 6 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub