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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have never had any problems since using Zopa.

I have never had any problems since using Zopa. My lian and credit card application went smoothly and I've had my credit card for 3 years Reviewed on: 15th January 2025

Was great, I m berry happy with them.

Was great, I m berry happy with them. Reviewed on: 15th January 2025

Always been a great service.

Always been a great service. Had a loan and credit card and very easy to deal with. Would highly recommend to anyone. Easy to speak to and as soon as you make a payment it's clear and back on your card ready to him Reviewed on: 15th January 2025

Easy to deal with, App simple and easy to use

Easy to deal with, App simple and easy to use, Dont get hassle from them to do anything, i have had no issues with them Reviewed on: 15th January 2025

i have had no problems with my account

i have had no problems with my account Reviewed on: 15th January 2025

the process was most efficient and I am happy with a...

the process was most efficient and I am happy with all that you have done Reviewed on: 15th January 2025

ZOPA CARD -the way to go.

I find it very easy to manage. Information about the account is timely. The app is so designed in such a way that it is very easy to follow up your expenses. Reviewed on: 15th January 2025

Safe, Convenient and affordable!

My Zopa card supported my financial needs when I needed it most. It offered me a safe and convenient way for my transactions and alerts me to my repayment obligations... which have ben less than i had anticipated! :) Reviewed on: 15th January 2025

It's working fine for me thanks and interest very fa...

It's working fine for me thanks and interest very fair to Reviewed on: 15th January 2025

Excellent security

Zopa were speedy to deliver my credit card once I had been authorised. I was scammed but it was Zopa who noticed and blocked my card from future use sending me a new one. Reviewed on: 15th January 2025

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