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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simply fantastic

It's been very helpful in rebuilding my credit Reviewed on: 15th January 2025

I like the way I am sent reminder well in advance so...

I like the way I am sent reminder well in advance so I don't worry about missing a payement Reviewed on: 15th January 2025

Zopa helped me with scammer

I had a problem with someone who tried to scam me , zopa stopped this and sent out a new card quickly , I was so relieved it was done so quickly and without any hassle Reviewed on: 15th January 2025

Never had a problem with Zopa and help is always at...

Never had a problem with Zopa and help is always at hand. The app is really easy to use and the payments are reasonable. 5 stars Reviewed on: 15th January 2025

Fantastic service with contestant credit updates eas...

Fantastic service with contestant credit updates easy to reach customer services and support Reviewed on: 15th January 2025

Nice easy application along with everything in place...

Nice easy application along with everything in place very quickly and smoothly. First class company Reviewed on: 15th January 2025

Very good credit card provider.

Very good credit card provider. Easy to use and the app is very simple Reviewed on: 15th January 2025

Very easy and efficient.

Very easy and efficient. Good comms and support Reviewed on: 15th January 2025

It’s been beautiful and stress free banking with Zopa

It’s been beautiful and stress free banking with Zopa Reviewed on: 15th January 2025

Zopa team have been excellent since I registered wit...

Zopa team have been excellent since I registered with them and their services are fantastic and I have been telling all my family and friends to join and get the best credit card without stress. Reviewed on: 15th January 2025

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